How to save for retirement starting at age 40, How to save big bucks on your daily coffee

You want to buy a new or 'new to you' vehicle but you want to get the best deal. The time of year can play a major role in determining those huge savings! We reveal the most common time periods to aim for before you make that major purchase. In our 'Savvy Savings' segment Amanda talks about cold hard cash and some ideas on how you can incorporate an allowance for yourself or between you and your significant other. We comment on a really cool new feature that Ally Bank has rolled out and we hope more banks follow suit! All this and more in this episode of Rock On The Money.

How to get FREE insulation, water heater blankets and more for your home; Huge money saving tips for your electric bill; Learn the best way to fend off identify theft by freezing your credit today for free!

3 Steps To Freezing Your Credit - All the links you need to freeze your credit.

Listener writes to us asking where she can find an ‘honest’ financial adviser. We give her our 2 favorite places to find our favorite ‘fee only’ advisers; Be on alert for charity fraud this holiday season – we list examples and our best tips to protect yourself from charity crooks; Amanda has some incredible Savvy Savings tips for saving big on your water bill.

A quick review of the retirement savings plan terms; Savvy Savings with Amanda segment regarding your home bills; Listener wants to know how much money she will have in her retirement account at age 65 and you won’t believe the staggering answer

Listener calls in to ask if there are any advantages to paying off your mortgage early and becoming debt free; Amanda reviews our top tips for big grocery savings; Listener who is 65 years old with $17K in savings wants to retire at age 70; Listener calls in with 3 mutual funds and wants to know if she should bail on one of the under-performing funds. We take your phone calls 24/7 at 989-888-ROCK or email us to [email protected]

We revisit a listener question from episode 1 about an employee stock purchase plan and if that is a good idea or not. New listener question of the day - what should a listener do with her previous employers 401K account? Another listener wants to retire at age 60 and wants our opinion if she is on the right track. And finally, we reveal our top pick for best 75" 4K HDR TV for the upcoming Black Friday and holiday sales.

A majority of Americans want gift cards this holiday season. We talk about mostly about the cons as to why you should avoid this major gift mistake. A listener was charged $3,000 to rollover her 401K to a new account – not one of our favorite low cost providers. And finally, our call of the day is from Virginia asking what our thoughts are on the amount to have on hand in an emergency fund.

Listener calls in asking about insurance as an investment; The best set it and forget method to select high quality mutual funds in your 401K for the best possible long term outcome; Facebook question regarding the 2019 contribution limit in a 401K.

Listener calls in to ask what the pros and cons using 401K money to invest in stocks; Amanda discusses some great holiday shopping tips that can save you real dollars; Just how much vehicle should you purchase?