Rockin’ Retirement with J’Neanne Theus

We’re answering some listener questions today as we open the mailbag and cover a few scenarios that require some financial decision making.

Among the topics we’ll get J’Neanne’s thoughts and perspective on include:

• Tax considerations for gifts made to family.

This should be an informative episode covering a wide range of financial planning conversations that we have with people all the time. If you have something you’d like to as J’Neanne, drop a comment below.

Here’s some of what we discuss in this episode:

0:00 – Intro

1:25 – Question 1

7:11 – Question 2

10:47 – Question 3

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In today’s show, we’re going to be talking about the Gray New Deal and the need for retirement reform. The idea to create job and pension improvements might be a little surprising to some, but the author of Work, Retire, Repeat: The Uncertainty of Retirement in the New Economy makes some really interesting points.

Here’s some of what we discuss in this episode:

0:00 – Intro

1:47 – Issues we’re facing

7:08 – Policy changes

9:58 – Social programs

12:00 – Taxes

Check out the article we referenced:

https://finance.yahoo.com/news/working-longer-won-t-solve-174400601.html 

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In this episode, we’ll talk about how women can gain more confidence with their finances. As more women take a proactive approach to money, we want to help them feel comfortable about what they’re doing. We’ll also talk about debt as well as solutions to help women be better prepared for retirement.  

Here’s some of what we discuss in this episode:

0:00 – Intro

1:10 – Debt

7:38 – Lack of financial confidence

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In this episode, we’ll share some eye-opening statistics and actionable advice to empower women in their financial journey and we’ll do it as a two-part conversation. This first show will focus on the challenges facing women as it relates to the pay gap. Plus, what can you do if you get divorced or become widowed and find yourself having to manage all the finances on your own?

Here’s some of what we discuss in this episode:

0:00 – Intro

2:46 – Gender pay gap

6:56 – Divorce

12:11 – Widows

Connect with us: https://theuswealthadvisors.com/

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Schedule your analysis: https://theuswealthadvisors.com/schedule/

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We’ve been getting questions lately from people with a lot of money sitting on the sidelines. They’re waiting to jump back in the stock market when they feel comfortable but timing the market is incredibly difficult. Today J’Neanne will break down why this is the case and explain what you should be doing from an individual standpoint if you have substantial cash on the sideline.

Here’s some of what we discuss in this episode:

0:00 – Intro

0:51 – What’s behind this trend

3:13 – Risk tolerance

4:16 – What should you do with cash?

Connect with us: https://theuswealthadvisors.com/

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On this episode, we’ll try to separate sensationalism from reality by covering the top financial concerns that people have. Should you worry that these apocalyptic predictions will eventually come true? Let’s talk about why or why not these fears are warranted.

Here’s some of what we discuss in this episode:

0:00 – Intro

1:03 – Social Security will go broke

4:28 – Future tax rates

7:07 – Climate change

9:01 – Inflation

10:16 – High interest rates

11:33 – Making good financial decisions

Connect with us: https://theuswealthadvisors.com/

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Schedule your analysis: https://theuswealthadvisors.com/schedule/

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Navigating the world of long-term care insurance can be daunting, especially if you're single and without children. In today’s video, we’ll explore why long-term care insurance might be a crucial part of your retirement planning.

We'll explore what it covers, when to consider buying it, and how it fits into your solo journey toward a secure and independent future. So let’s jump in and answer the question of whether you need long-term care insurance if you are single and childless.

Here’s some of what we discuss in this episode:

0:00 – Intro

1:00 – What does LTC cover?

2:54 – Who will care for you?

4:58 – Buying LTC insurance

9:52 – Common LTC triggers

Connect with us: https://theuswealthadvisors.com/

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Schedule your analysis: https://theuswealthadvisors.com/schedule/

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In today's show, we're focusing on a critical aspect of retirement planning: healthcare costs. How well-prepared are you to handle medical expenses after you retire? We'll discuss everything from Medicare complexities to strategies for managing unexpected health-related expenses. Tune in as we break down the essentials of healthcare financial planning for retirees.

Here’s some of what we discuss in this episode:

0:00 – Intro

1:53 – How prepared is the average pre-retiree?

6:05 – Most common expenses

9:08 – Prescriptions

14:43 – Long-term care insurance

17:50 – Strategies we utilize

Connect with us: https://theuswealthadvisors.com/

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Schedule your analysis: https://theuswealthadvisors.com/schedule/

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Join us as we unpack our 2023 edition of key year-end planning strategies for those nearing or embracing their retirement years. We'll explore the nuances of optimizing your investment portfolio, safeguarding your assets, and ensuring a stable, rewarding lifestyle in the years to come.

Here’s some of what we discuss in this episode:

0:00 – Intro

2:59 – General planning and investing strategies

5:12 – Tax Planning

8:00 – Health insurance

11:56 – Income and lifestyle

17:13 – Real estate assets

20:08 – Technology and cybersecurity

23:29 – Generational wealth considerations

Connect with us: https://theuswealthadvisors.com/

Get your free toolkit: https://u3ehfk92.pages.infusionsoft.net/

Schedule your analysis: https://theuswealthadvisors.com/schedule/

Want to learn more about financial planning? Subscribe to our YouTube channel and you won't miss a video ➟ https://bit.ly/3XKgOxu 

Are we on the brink of a retirement renaissance or stormy seas ahead? On this episode, we jump into the pressing issues of Social Security, healthcare, taxes, stock market trends, and long-term care.

Here’s some of what we discuss in this episode:

0:00 – Intro

2:55 – Half full or half empty?

5:32 – Social Security

10:19 – Healthcare affordability

14:25 – Tax rates the next decade

19:23 – Long-term care options

23:43 – Stock market

Connect with us: https://theuswealthadvisors.com/

Get your free toolkit: https://u3ehfk92.pages.infusionsoft.net/

Schedule your analysis: https://theuswealthadvisors.com/schedule/