Rooted in Abundance: Faith, Money and Motherhood

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In this raw and honest episode, I'm exposing three powerful truths I'm learning as I journey deeper into faith-first finance. Listen to see if you agree -- and start putting them into practice today to see how it can transform your financial life!

Resources Mentioned:

• Simple Money, Rich Life by Bob & Linda Lotich – Grab your free copy (just cover shipping).
• AUM Financial-Statement Spreadsheet – Download a simple “Assets Under Management” tracker on Megan’s website.
• Take the Survey – Share your thoughts and priorities with Megan for upcoming Fall projects (anonymous!).
• Podcast Episode 18 - "When God Does the Math: What Happens When You Trust Him with Your Money" with Sarah Groen

Scripture References:

• Ecclesiastes 11:2 (NIV)
• Proverbs 31: Kindle for the entrepreneurial spirit.
• Romans 12:2 – transformation by renewing your mind.

Next Steps:
👉 Download the AUM spreadsheet
👉 Grab Simple Money, Rich Life
👉 Take the anonymous survey

Reminder:
If you love this episode, please leave a review or share it with a friend to help grow our community!

Connect with me:

• Visit my website to learn more.
• Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here.
• Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday.
• Connect with me on Instagram and Facebook: @HerTrueWealth

Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.

Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.

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In today's episode, Megan is joined by Mollie Donghia of This Evergreen Home, a blog and online space dedicated to faith-filled family life and intentional rhythms. Mollie shares how she and her family made the shift to a simpler lifestyle—not out of trend, but out of a deep desire to live with purpose and peace.

The conversation covers:

• How frugality and faith can lead to freedom, not restriction
• Molly’s real-life rhythms for creating calm in a home with four young kids
• Practical tips for decluttering your home and your heart
• Why reducing decision fatigue matters more than you think
• How simplifying actually leads to a feeling of calm and overwhelming peace
• Why it's so important to give yourself grace as you move through different seasons in life

Whether you’re overwhelmed by clutter, craving more peace in your daily routine, or longing to live more intentionally, this conversation will leave you encouraged and equipped to take the next small step.

Links & Resources:

• Mollie and her husband's blog: ThisEvergreenHome.com
• Follow Mollie on Instagram: @thisevergreenhome
• Ecclesiastes 3:1 "For everything there is a season, a time for every activity under heaven."

Connect with me:

• Visit my website to learn more.
• Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here.
• Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday.
• Connect with me on Instagram and Facebook: @HerTrueWealth

Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.

Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.

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Graduation season is here—and whether your child is heading to kindergarten or college, the transitions this time of year stir up big emotions and big questions.

In this episode, I’m speaking directly to teens and their parents—sharing 5 foundational money lessons I wish I had understood earlier in life. These aren't just financial tips—they’re biblical principles for building a life of freedom, purpose, and impact.

Even if you think “my teen isn’t ready for this yet,” I encourage you to listen in and plant the seeds now. These lessons will serve them far beyond their teenage years.

What we cover in this episode:

• Why delayed gratification leads to grown-up freedom 
• What it means to “live below your means” (and why it’s more powerful than it sounds)
• A simple 10-20-70 framework for teens just starting to earn money
• What is compounding interest and why it is so important to understand this key financial principle now because time is on your side
• Why generosity brings joy and fulfillment and how you can start experiencing it for yourself today
• Understanding that your true worth is found in Christ - not in your paycheck or your possessions 

Resources & Mentions:

• The Marshmallow Experiment 
• Local Charlotte nonprofit spotlight: Shine Teens 
• Free tools/newsletter sign up: Her True Wealth

Whether you're a mom wanting to pass on godly wisdom or a teen tuning in yourself—this episode is for you. Let’s help this next generation walk in financial wisdom, freedom, and purpose—grounded in truth.

Connect with me:

• Visit my website to learn more.
• Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here.
• Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday.
• Connect with me on Instagram and Facebook: @HerTrueWealth

Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.

Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.

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In this powerful episode of Rooted in Abundance: Faith, Money, and Motherhood, Megan sits down with special guest, Sarah Groen, to dive into the deeper meaning behind God's math.

Together, Megan and Sarah explore the intersection of faith and finances, the freedom found in financial discipline, and how trusting God over money can lead to unexpected outcomes. Sarah shares her personal journey and real-life stories of obedience, generosity, and God's creative provision.

You’ll hear how small steps of faith can build deep trust in God, how to listen for His voice in financial decisions, and why aligning your money with your faith can lead to true freedom. If you’ve ever felt torn between financial "logic" and spiritual conviction, this conversation will remind you that God’s economy is one of abundance, generosity, and unfailing provision.

What You’ll Learn in This Episode:

• Why the self-sacrificial nature of motherhood reflects God's heart
• What “God’s math” really means—and how it plays out in daily life
• The importance of small acts of obedience in building trust with God
• Why generosity is a key part of experiencing abundance
• Practical ways to hear God’s voice in financial decisions
• Encouragement for choosing trust in God over trust in money

Resources & Links:

• Connect with Sarah on Instagram
• Sarah's recommended reading list on her website
• David Guzik's study on Joshua

Connect with me:

• Visit my website to learn more.
• Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here.
• Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday.
• Connect with me on Instagram and Facebook: @HerTrueWealth

Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.

Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.

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Have you ever felt like you were made for more—but had no idea what the next step looked like? In this heartfelt episode, we’re talking about the longing so many of us feel in our spirit, and how God often answers our questions through the people He places in our lives.

I’m sharing my personal story of wrestling with restlessness before leaving my career, and how God used key friendships to confirm His direction when I needed it most. From surprise text messages to long-lost books sitting on a shelf, this episode is full of encouragement for the woman who feels stuck, uncertain, or overwhelmed by what’s next.

You’ll learn:

• Why that longing for “more” isn’t selfish—but actually God-given
• How to recognize when God is using a friend to speak into your life
• Practical encouragement to discern next steps when you’re in a season of waiting
• The importance of being that friend to someone else, too

Whether you’re in a season of transition or just feeling stuck, I hope this conversation reminds you that God sees you—and He often sends help in the form of people who love you.

Resources Mentioned:

• Restless by Jennie Allen
• Believing Bigger by Marshawn Evans Daniels

Start here if you're feeling held back by financial unknowns.

Connect with me:

• Visit my website to learn more.
• Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here.
• Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday.
• Connect with me on Instagram and Facebook: @HerTrueWealth

Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.

Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.

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In this episode, Megan welcomes Elise Fraser—mom, community-builder, and creator of Serving Made Simple—to talk about raising generous kids and making service part of everyday family life.

Elise shares how her mother’s illness shifted her priorities and sparked a deeper purpose: helping families raise kids who notice needs and take action. She tells the story of her 4-year-old daughter who raised over $2,000 for housing and clean water in Africa—just by painting and selling rocks. Since then, their efforts have grown into nearly $20,000 raised.

Together, Megan and Elise explore how you can nurture generosity in your children without needing more time or money—just simple conversations, small actions, and a little intention. You’ll hear why educating your kids about community needs is key to sparking compassion and empowering them to make a difference.

You’ll walk away with:

• Encouragement to trust your child’s instincts and ideas
• Easy ways to talk about generosity and service as a family
• A peek into Elise's Serving Made Simple guide—packed with 18 kid-led service ideas, conversation prompts, and more

Remember - your kids are more capable than you think—and service can start today!

Connect with Elise and Explore her resources:

• Instagram: @eliselfraser
• Elise's resources: grab a free serve idea + explore her "Serving Made Simple" guide here!
• Website: Get to know more about Elise here

Connect with me:

• Visit my website to learn more.
• Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here.
• Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday.
• Connect with me on Instagram and Facebook: @HerTrueWealth

Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.

Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.

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This week on Rooted in Abundance, we’re preparing our hearts for Easter—through the lens of the cross, God’s provision, and how His ways impact your financial life.

If you’ve ever wrestled with shame, fear, or overwhelm around money…

If you’ve ever wondered how to trust God more with your finances…

If you’re longing to live a life that reflects God’s truth, even in the small, everyday decisions—this episode is for you.

Inside, we explore:

• The ultimate debt that Jesus paid on your behalf
• How God’s multiplication principle applies to your money
• The mindset shift that helps remove emotion from money
• Simple ways to honor God with your money that you may not have been taught growing up
• Stories from Scripture that remind us: God provides, even when it doesn’t make sense.

Let this be an encouragement to your heart and a practical reset for your finances this Holy Week.

Free Tools to get you started on a path to wise financial management:

• A 5-Step Guide to help you build a solid financial foundation so that you can step boldly into God's calling.
• Money Saving Checklist if you want to start saving $500-1,000 per month on average
• Aligned Spending Template - our budgeting template that helps you track and align your spending with what matters most in your life
• 1-Page Investing Cheat Sheet - if you're not sure where to start on your investing journey

Connect with me:

• Visit my website to learn more.
• Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here.
• Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday.
• Connect with me on Instagram and Facebook: @HerTrueWealth

Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.

Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.

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In today’s episode, we’re diving into one of the most powerful but often overlooked strategies for building wealth: tax-smart accounts. From Roth IRAs to Health Savings Accounts (HSAs) and brokerage accounts paired with Donor Advised Funds, I’m walking you through my top three favorite accounts that can create long-term impact for your family’s financial future.

But first, we’re looking at what Jesus says about taxes in Matthew 22:21 and how that shapes our perspective as faith-filled stewards. Spoiler alert: being tax-wise doesn’t mean cutting corners—it means managing well with integrity.

We'll explore:

• Why focusing on lifetime tax strategy (instead of just one year) matters
• The historical context of tax rates 
• How to prioritize tax-free growth via Roth accounts in your long-term plan
• The triple tax benefit of a Health Savings Account (HSA) - yes, triple!
• And how to pair a brokerage account with a Donor Advised Fund for strategic giving

By the end, you’ll have practical next steps to start making smart, faith-aligned moves with your money.

🔗 Resources & Links Mentioned:

• Matthew 22:21 — “Render to Caesar the things that are Caesar’s; and to God the things that are God’s.”
• 2025 Roth IRA Income Limits
• Backdoor Roth IRA Strategy Overview (Fidelity)
• List of Qualified Medical Expenses for HSAs (Lively HSA)
• HSA Contribution Limits & Eligibility
• Intro to Donor Advised Funds

Connect with me:

• Visit my website to learn more.
• Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here.
• Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday.
• Connect with me on Instagram and Facebook: @HerTrueWealth

Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.

Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.

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In this episode, Megan is joined by Felicia Long, the creator of The 80/20 Holistic Home and justalittlescrunchy Instagram page, as she shares her passion for holistic living and how to make your home a safer place for your family. She offers practical tips on low-toxic living, focusing on how to create a healthier home without sacrificing quality or breaking the bank.

What you’ll learn in this episode:

• The health impacts of conventional cleaning products and why making the switch is essential.
• Simple, cost-effective DIY cleaning solutions using everyday ingredients like baking soda, vinegar, castile soap, and hydrogen peroxide.
• How to embrace the 80/20 mindset to make sustainable, manageable changes in your home without feeling overwhelmed.
• Tips for reducing plastic use in the kitchen and avoiding microplastics in your food.
• Practical steps to start small and make impactful, toxin-free changes that benefit both your health and your wallet.
  
  

Don’t miss this episode if you’re looking to:

• Start making DIY low-tox swaps without overwhelming yourself.
• Find affordable, effective alternatives to toxic cleaners.
• Embrace the 80/20 approach to create a cleaner, healthier home.

Resources mentioned in this episode:

• Free Low Tox Cleaners Recipe Book
• Free Kitchen Swaps Guide
• Castile Soap - Amazon link
• Felicia’s Podcast - The 80/20 Holistic Home

Tune in for actionable tips, encouragement, and simple steps to start embracing a lower-tox lifestyle without the overwhelm.

And if you’re looking for more - check out Megan's recent guest episode on Felicia’s podcast to learn about “Crunchy Moms and Money”.

Connect with me:

• Visit my website to learn more.
• Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here.
• Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday.
• Connect with me on Instagram and Facebook: @HerTrueWealth

Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.

Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.

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Host, Megan Lokitis's sister is expecting her first baby this week! With this special moment on her heart, this episode is dedicated to encouraging all expectant moms. 

Whether you are preparing for your first baby or adding another little one to your family, this episode offers valuable insights and support.

Motherhood is an incredible journey, full of joy, challenges, and unexpected turns. In this episode, Megan shares encouragement, personal lessons learned from her own birth experiences and practical money-saving tips for new parents.

If you know an expectant mother, send this episode her way—it is filled with comfort, reassurance, and financial wisdom to help prepare for this new season.

This episode covers:

• The unpredictability of birth and why releasing control is so important
• Finding peace and trusting God in the journey of motherhood
• Why balance isn’t the goal—aim for harmony instead
• How to give oneself grace in the newborn season
• Practical money-saving tips, including registry discounts, cash-back apps, secondhand finds, and meal prep
• The benefits of opening a 529 college savings plan early

Links & Resources:

• Rakuten Referral Link – Get $30 Cash Back
• Wild Symphony - a childrens book by Dan Brown
• Money-Saving Checklist for New Moms
• Episode #7: My Favorite Financial Accounts for Kids
• Blog: How to Save and Invest for Your Kids: 529s, Roth IRAs, and More

I hope this episode encourages and supports you in your motherhood journey. You were made for this! If you enjoyed this episode, be sure to subscribe and leave a review—it helps more moms find encouragement and financial wisdom.

Connect with me:

• Visit my website to learn more.
• Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here.
• Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday.
• Connect with me on Instagram and Facebook: @HerTrueWealth

Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.

Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.

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