Tonight, we dive into much needed financial education. Yes, at Veritas, we like to cover everything that matters. And financial health is crucial, especially during times of turmoil and uncertainty. Aside from the great recession, the past two years have tested every human being, especially those who have to provide for themselves and their families. Our inflation rate is at 7.5% as of January 2022 and this is before the Ukraine-Russia conflict, and it's expected to continue rising. If you're only putting your money in the bank, you're losing money. The bank gives negative 1% and inflation is taking 7.5%. You need to find ways to make your money produce. You need to establish a financial foundation. Be your own bank.