Roth IRA's have some notable advantages, one being their tax advantaged status. Roth distributions are tax-free providing certain conditions are met. Savvy seniors can manage their tax burden by using Roth IRA's and managing their adjusted gross income. Certified Financial Planner Matt Murphy lays out a strategy for converting funds in traditional and other retirement accounts to Roth IRA's, and using qualified charitable distributions (QCD's), to manage your tax burden in retirement and help your retirement funds stretch further.

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