Royal Family Real Estate Podcast

Mortgage rates are near 7.5%, property tax bills are up, and the fall and winter slowdown is here. In Episode 8 of the Royal Family Real Estate Podcast, Jason and Royal break down what this means for buyers and sellers in the northwest suburbs of Chicago.

Topics covered: the seasonal market shift, higher property tax bills, what is driving mortgage rates, why some buyers are pulling out, how lending today compares to 2008, what sellers can expect this fall and winter, and the outlook for spring.Looking to buy, sell, or invest in Chicagoland? Visit https://realestatefamily.net

Chapters:

0:00 Welcome and intro

0:27 Market update overview1:08 Rates compared to the past year and a half2:09 Three factors affecting the market

3:26 Property tax bills up about 20%

3:50 Mortgage rates and the Federal Reserve5:09 Northwest suburbs: limited inventory and affordability

6:20 Buyers pulling out of the market

7:24 Rising inventory and sellers waiting until spring

8:26 What is driving interest rates: inflation

9:24 How the Fed rate affects mortgage rates

10:24 Advice for buyers: plan to stay seven years

11:18 Lending today vs. the 2008 housing crisis

12:54 Renting vs. buying, and keeping a home rentable

14:09 National debt and long-term interest rates14:55 The 50-year average mortgage rate15:38 Why 3% and 4% rates are not coming back

16:28 What sellers should expect

17:04 Fall and winter price patterns since 2008

19:12 Spring momentum and the July peak

19:46 Outlook for next year

21:23 Property taxes: Illinois vs. Delaware

22:11 Final advice for buyers and sellers

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#ChicagoRealEstate #HousingMarket #MortgageRates #RealEstatePodcast #PropertyTaxes

Did your Cook County property tax bill jump up to 25%? 📈

It’s one of the biggest reasons homeowners consider relocating—but before you make any big moves, know your options.

On this episode, we dive into how local tax rates are calculated, available tax exemptions, and how to successfully appeal your assessed value.

Whether you’re looking for comparable home values to file an appeal, need a recommendation for a trusted tax attorney, or are evaluating your next move, we’re here to help you navigate it all.

#PropertyTaxes #CookCountyIL #RealEstateAdvice #IllinoisHomeowners #RealEstatePodcast

The Real Estate Secret Nobody Tells You About the Fall& Winter Markets

Think the real estate market completely freezes when thecold weather hits? Think again. While showing activity definitely takes a dipbelow January levels once October rolls around, this predictable seasonal shiftactually opens up some massive, hidden opportunities—especially if you know howto time it right.

In this episode, we’re hanging out on the patio at the BigBlue House to break down exactly what the shifting seasons mean for localbuyers and sellers in the Chicagoland area.

What we’re diving into:

-Why Fall is Secretly PrimeTime for Buyers: With less buyer competition and highly motivated sellers(who want to avoid frozen pipes and vacant winter homes), late fall and winterare the absolute best times to score a deal.

-The "Super Bowl"Shift: When do prices and momentum historically start trending upwardagain? Hint: Mark your calendars for February.

-The Procrastination Trap forSellers: Why waiting until spring to talk to a broker is costing you money,and how capturing outdoor marketing right now (while the trees are stillgreen!) can completely change your listing's first impression.

-Stressing Less: Howstarting the conversation early allows you to build a practical timeline fordecluttering, painting, and staging without the last-minute overwhelm.

Whether you’re trying to win an offer without facing achaotic bidding war, or you're planning a move for next year and want tomaximize your sale price, this episode gives you the ultimate insider strategyguide.

Are you looking to buy, sell, or invest in the northwestsuburbs? Connect with our team at Royal Family Real Estate—we’re here to helpyou figure out your best next move.

In this episode of the Royal Family Real Estate Podcast, we dive deep into the massive shifts happening across the real estate landscape. From headline-making industry consolidations—to the tightening of brokerage profit margins, the industry is changing rapidly.

Whether you are a homeowner, homebuyer, or real estate agent, this episode is packed with the insider knowledge you need to navigate the state of the industry.

What Does It REALLY Take to Be a Real Estate Expert?

Welcome back to the Royal Family Real Estate Podcast!

Let's dive deep into a critical topic for buyers, sellers, and agents alike: What actually makes someone a real estate expert?With barriers to entry in the real estate industry being so low, anyone with a pulse can get a license in two weeks—but passing a crash course doesn't make you a craftsman. We break down why years in the business or sheer transaction volume can be dangerous metrics, and what truly sets a top-tier full-time broker apart from the crowd.

In this episode, we discuss:

• The Truth About the License: Why the current system favors high dues over high standards, and our petition for a truer apprenticeship model.

• Systems for Success: An inside look at the daily routines, rigorous time-blocking, and CRM tracking necessary to generate consistent business and protect clients.

• Data vs. Emotion: How leading with client relationships while utilizing factual, hyper-local data helps clients win properties without overpaying.

• The "Menu of Options": Why great agents advise rather than dictate, giving clients clear scenarios, pros, cons, and probabilities so they can make the final call.

• Proactive Communication: How staying 2–3 steps ahead prevents deal-killing fires and ensures a smooth, stress-free client experience.

• The Power of Mentorship & Community: Why leaning on a collaborative network prevents costly "learning experiences" at the client’s expense.

Real estate scenarios might "rhyme," but no two transactions are exactly the same. If you want a team that brings foundational experience, strict professionalism, and a daily drive for craftsmanship to your next move, you’re in the right place.

What does the 2026 spring market actually look like, and what does it mean for you? In this episode, we break down everything you need to know about current market conditions, interest rate trends, inventory levels, and what's driving buyer demand right now.

Whether you're a homeowner wondering if this is finally your moment to sell, or a buyer ready to make your move, we're cutting through the noise and giving you real, relevant insight to help you navigate this season with confidence.

We'll talk about what's shifting in today's market, how to price a home strategically in a competitive landscape, and the mistakes buyers are making and how to avoid them. Plus, we'll share what we're seeing on the ground right here in our local market, so you're not just getting national headlines, you're getting the full picture.

Thinking about selling your home? Before you list, there's one question every seller needs to answer: Is my home ready to impress? In this episode, we walk you through the essential steps to transform your property from "lived-in" to "must-have" so you can attract more buyers, stronger offers, and a faster close.Whether you're months away from listing or ready to put up the sign next week, this episode gives you a clear, actionable roadmap to maximize your home's value and put your best foot forward in today's market.

Royal and Jason discuss the Real Estate market for 2025 and projections for 2026.

In this episode of the Royal Family Real Estate Podcast, Jason Stallard and Royal Hartwig dive deep into the implications of the recent NAR settlement and its impact on real estate transactions. They explore the necessity for adaptability and how the changes affect sellers and listing presentations. The discussion focuses on the new industry regulations and the nuanced adjustments required from both realtors and clients.

As Hartwig unpacks the changes with Jason Stallard, they highlight how commissions are handled post-settlement, emphasizing the importance of being flexible and transparent in real estate dealings. They stress that despite initial industry apprehensions, the new procedures foster greater transparency and fairness, benefiting both sellers and buyers. Their conversation provides a significant amount of information on navigating these changes with adeptness and insight, offering professional advice for real estate agents and clients alike.

In this engaging episode of the Royal Family Real Estate Podcast, Royal Hartwig and Jason Stallard dive deep into the nuances of the fall real estate market in 2024. They explore whether it is more advantageous for sellers to wait until spring to list their homes, or if selling now could yield better results. Their conversation is packed with insights into the cyclical nature of real estate pricing, offering a granular look at market trends and pricing strategies in the Chicagoland area.