Although this 2-parter seems somewhat like Sophie's voice messages; a little rambly, and at times totally off-topic, we hope that by the end, you'll come away with a better understanding of what's best for your financial situation: paying off the mortgage early, or investing the extra funds. Investing may make you more money than paying off debt, but the savings from interest on mortgage payments can be significant. This is why it’s important to determine (based on your personal circumstances) whether investing would be more beneficial than paying off your mortgage, or vice versa!
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Ready to venture into property investment, buy your first home, or embark on a life change? With a new listing every 3 minutes, Trade Me Property offers the largest range of properties for sale in Aotearoa. Explore the latest market trends and housing insights for a successful journey. Start your search on Trade Me Property today for your next great move.
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. See omnystudio.com/listener for privacy information.

RTC110: Pay off the mortgage or invest? Part Two

The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.
New episodes every Monday and Wednesday! 
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

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Self-Improvement

This week we welcomed back one of our favourite guests, Sarah Lindsay who runs SALA, the most amazing reformer pilates, yoga and barre studio in Auckland. The original episode we recorded with her was so popular that we thought it would be rude not to have her back to give us some updates and share some of her successful business-owner wisdom with us. Feeling defeated in achieving work-life feels like a tale as old as time and a struggle I think every one of us can say we face regularly. This is a chat about getting your priorities in order, setting boundaries, and defining what you want for yourself now, versus what future you will appreciate the most. Hilarious, a little bit woo-woo and incredibly eye-opening, we were so happy to have Sarah back in the studio to chat with us again.
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To listen to the original podcast we recorded with Sarah, click here.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. See omnystudio.com/listener for privacy information.

RTC115: The importance of work-life balance & working out what's important with Sarah Lindsay.

Joining us in this extra special, extra lengthy Curve Weekly episode is the amazing Ella, who you may recognise from way back when Soph was scraping the financial barrel and Ella came to the rescue (as told in RTC69). 
A few weeks ago you might remember we spoke about the rivalry between America and China all about banning TikTok in the US? Well, the plot has thickened!! The US is claiming national security, and China’s calling bullshit, suing the US government for forbidding freedom of speech. It's all go. In other news, Soph’s fan-girling over the icon that is Whitney Wolfe Herd AKA founder of Bumble. Meanwhile, Vic’s fan-girling over…. actually you’ll have to listen to that part, it's too outrageous to write down.
Ella, the research queen, has helped us compile an in-depth survey to help us understand more about your wants and needs from The Curve and an Investing Club currently under construction. We'd love love love if you could fill in! You can check it out here. 
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This episode was made possible wonderful team at Neon NZ. There's a whole lot of new TV shows and movies being added to Neon for you to start watching this Autumn. To sign up, head to neontv.co.nz.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. See omnystudio.com/listener for privacy information.

TCW67: The 2 largest economies in the world are having a BDE-off.

This week we’re speaking with a couple who are doing things differently - Meg + Guy Mansell. We know this so 2021, but these two are absolute #couplegoals. Meg, who you may know as the host of The Edge Breakfast radio show, met Guy back in broadcasting school (with Soph!) 10 years ago. Although Meg jokes about conning Guy into being a relationship with her, the two are now happily married, with a house, dog, cat and daughter. Thank goodness she didn't listen to Soph and sack him off all those years ago! Instead of adopting the traditional gender roles, Meg is the 'breadwinner' (rubbish term, we're working on it) and Guy is a stay at home Dad. Incredibly honest, incredibly cute, this conversation will give you an idea of what life actually looks like when the roles are reversed.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. See omnystudio.com/listener for privacy information.

RTC114:  Meg + Guy say goodbye to 'Daddy Daycare'.

Full transparency, The Curve Weekly got a little financially off track this week. The mention of Snapchat’s sky rocketing share price meant that there were a few minds in the gutter... and by a few, it was only Soph's. The conversation went a little like this... "Surely the only reason Snapchat share price went up 30% in a day was because a celebrity's nudes were leaked right...?" As you can imagine, this thought process completely derailed our very high brow investing conversation, and gave us a peek into Soph’s extra curricular activities that quite frankly, no one needed to know about. AirBnb is up 30% year to date but will they be able to keep growing? Apple did their biggest share buyback on record of $110 BILLION AKA the biggest green flag ever, and somehow we learnt that Vic thinks of herself as a Giraffe.... Go figure. 
This episode was made possible wonderful team at Neon NZ. There's a whole lot of new TV shows and movies being added to Neon for you to start watching this Autumn. To sign up, head to neontv.co.nz.
Watch this episode on YouTube.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. See omnystudio.com/listener for privacy information.

TCW66: Leaked nudes and very expensive potatoes.

It’s no secret people get scammed all the time. With voice impersonations and deepfake phishing on the rise, scammers have reached a new level of deception. But imagine if the person scamming you was in plain sight, someone you thought you could trust with everything. This is what happened to Tracy Hall, who you might recognise from the podcast ‘Who The Hell Is Hamish’. After 7 years of re-building her life off the back of financial and emotional betrayal, Tracy is stronger than ever and she's on a mission to erase the stigma and shame that comes with being the victim of a scam. Tracy is living proof that there is always light at the end of the tunnel. Get the tissues at the ready, this episode will have you in tears (happy or sad, you decide).
The Last Victim written by Tracy Hall with Summer Land is now available for purchase. Click here for more info.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. See omnystudio.com/listener for privacy information.

RTC110: Pay off the mortgage or invest? Part Two

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