The Curve

First up in The Curve Weekly this week, we look at the latest UK budget, a milestone event marked by the first-ever budget created by a female chancellor in over a millennium. We break down why this historic budget matters, not just for those in the UK, but for anyone wanting to understand how national policies impact everyday finances. From the nuances of tax brackets and salary negotiations to the implications of capital gains tax and minimum wage increases. Plus, find out why these changes could mean higher prices at your favourite coffee spot and how strategic salary perks might save you from unexpected tax surprises. We also touch on Donald Trump’s headline-making appearance on Joe Rogan’s podcast and its implications, Reddit’s surprising first profit report after going public, Mars’ multi-billion-dollar acquisition of Kellogg’s snack division, and the staggering $20 decillion fine Russia imposed on Google.

For more of Vic’s top-notch market insights, check out The Curve Weekly newsletter she crafts each week! Sign up here to get it straight to your inbox.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

(Highly recommended): Watch this episode on YouTube

In this Halloween special of Raising the Curve, we're tackling the spooky myths and misconceptions that keep so many from diving into the world of investing. From demystifying complex terms to addressing common fears - like losing money or not knowing where to start - we’ll show you that investing doesn’t have to be frightening. Whether you’re a newbie or helping someone take their first step, tune in for an episode filled with financial wisdom, the real truth about growing your wealth and a couple of epic halloween costumes you don't want to miss.

Check out our free glossary for beginner-friendly definitions of investing terms here!

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Gold’s glittering again, hitting record highs as the ultimate “safe bet” while the world grapples with election chaos and global tensions. Investors are flocking to it for stability, like it’s the market’s comfort blanket. Meanwhile, Tesla has finally pulled itself out of the gutter with a 20% stock boost, thanks partly to its upcoming Cybertruck (yes, the blocky one that looks like an origami project gone rogue). In bigger market news, Goldman Sachs is predicting the S&P 500 will only see a 3% average return over the next decade, leaving us all wondering if it’s time to rethink the so-called “safe bets.” And wrapping up, luxury brands like Gucci are riding a rocky wave with declining sales, especially in China, but some investors are convinced the bottom is in - because if things get any worse, at least they’ll look fabulous doing it.

For more of Vic’s top-notch market insights, check out The Curve Weekly newsletter she crafts each week! Sign up here to get it straight to your inbox.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Today we're diving headfirst into the chaos of the US election and what it means for your money. From tax cuts and crypto to fossil fuels and baby bonuses, we’re breaking down the policies of Kamala Harris and Donald Trump - minus the political jargon. Worried about how the election might mess with your investments or your 401k? We’ve got you covered. We’ll sift through the noise, debunk myths about politics and the stock market, and give you the straight facts so you can keep your portfolio steady while the political circus unfolds. Even if you’re not in the U.S, this episode is still a must-listen. The ripple effects of the election will impact global markets and economies, so whether you're investing in American stocks or just curious about how political decisions can shake up your finances, we've got the insights you need to stay ahead.

Watch this episode on YouTube.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

This week, we’re unpacking the UK’s bold move to offer weight loss drugs to boost productivity. Is this the future of economic policy, or just another quick fix? Next, we spotlight the energy consumption crisis tied to AI: did you know a single command uses the same energy as lighting a bulb for an hour? And if you think that’s wild, wait till you hear about Bitcoin’s energy demands. From there, we dive into Uber’s almost-acquisition of Expedia - yes, you read that right. What’s their game plan? Are we heading toward an Uber for everything? Lastly, we explore the economic rivalry between Australia and New Zealand. With one country thriving and the other struggling, we break down what’s really happening across the Tasman.

Watch this episode on YouTube.

Curious about how money influences your dating choices? Take our quick quiz here to share your thoughts and see how you compare with others navigating the world of finance and romance!

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

In this special re-release of one of our most popular episodes, we revisit the incredible story of Sophie’s grandma, who quietly built a million-dollar investment portfolio over 50 years. This episode inspired countless listeners to rethink their approach to long-term investing - and we’re bringing it back for all the new members of The Curve community who missed it the first time around! We also kick off the episode with some exciting updates about what’s been happening behind the scenes at The Curve, including the latest on The World’s Biggest Investing Club. Stick around until the end for a new update on how the club is growing and what’s coming next!

If you're ready to level up your investing game, we’ve got exciting news! The world’s biggest investing club is opening 100 spots for intermediate investors. Want in? Join the waitlist now to snag your spot before they’re gone - click here to join.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

BP’s playing the villain this week - remember those ambitious climate goals? Yeah, they’ve hit reverse. Instead of cutting oil production by 2030, they’re now raising it. We dive into why one of the world’s biggest oil companies is prioritising profits over the planet and what this means for investors (and our future). Speaking of villains, Google’s under fire from the US government, which is trying to break up their search monopoly. With 90% of the market in their grip, it’s no surprise the powers that be are trying to knock them down a peg. Then, let’s talk about Henry - no, not that guy Sophie dated, but the “High Earner, Not Rich Yet” crew. If you’re earning big but still feel like your bank account is stuck on empty, you might be a Henry. We break down why even high earners are struggling to build wealth in today’s economy and how you can avoid falling into that trap.

Watch this episode on YouTube.

If you're ready to level up your investing game, we’ve got exciting news! The world’s biggest investing club is opening 100 spots for intermediate investors. Want in? Join the waitlist now to snag your spot before they’re gone - click here to join.

We’ve teamed up with Thermomix for an exciting giveaway! Whether you’re looking to save money on takeout or streamline your meal prep, you won’t want to miss this chance to win some incredible Thermomix goodies. Click here to enter!

For more from The Curve:
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Today, we’re diving into the dreaded world of burnout - that charming state of emotional, mental, and physical exhaustion that comes after life repeatedly hits you with a to-do list. While burnout usually gets blamed on work, this episode focuses on financial burnout, where stressing over money takes centre stage and makes you want to throw your budget out the window. Vic gets real about her own experience with financial burnout, sharing how the pressure of managing both personal and business finances became overwhelming and took a significant toll on her well-being.

Author Danielle Colley jumps in to break down what burnout actually is, how it sneaks into every part of your life, and how to spot it before you're completely fried. Together, we’re exploring the toll that money stress takes and, more importantly, how you can kick burnout to the curb. From pinpointing the warning signs to hitting the reset button on your money mindset, this episode is packed with real talk and practical tips to help you stop feeling like your wallet's punching bag.

Watch this episode on YouTube.

Danielle Colley’s new book, The Chocolate Bar Life, offers practical insights on recognising and overcoming burnout. Grab your copy here.

If you’ve ever experienced financial burnout or have a story to share, we’d love to hear from you! Send us a voice note through The Curve Hotline and join the conversation. Head over to The Curve Hotline to share your experience.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

LVMH is proving once again that luxury never goes out of style - especially when you're acquiring brands like Moncler and Off-White. In this episode, we unpack how the luxury giant’s aggressive growth strategy is keeping it ahead of the competition. We also cover HSBC’s potential first-ever female CFO, a groundbreaking moment for women in finance, and dig into the drama at OpenAI as top execs jump ship following its profit-driven pivot. We also reveal why Netflix saw subscribers canceling faster than you can say “recommended for you” after its co-founder backed Kamala Harris. Looks like some people would rather chill without the politics!

We’ve teamed up with Thermomix for an exciting giveaway! Whether you’re looking to save money on takeout or streamline your meal prep, you won’t want to miss this chance to win some incredible Thermomix goodies. Click here to enter!

Curious about buying a home with a friend? Check out Vic’s insightful article in collaboration with TradeMe Property, where she breaks down everything you need to know—from legal advice to smart financial strategies: https://www.trademe.co.nz/c/property/author/the-curve?srsltid=AfmBOopMnM-JqRcCjMNWJLT_KC-o1EJbZgT3JDOJu5-OcShEGhWb54yq

For more from The Curve:
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Introducing... Curveballs, our brand-new segment where we dive into the weird, awkward, and downright cringy money moments you’ve sent in. Whether it’s splitting the bill on a disastrous first date, getting stuck with the tab at a work dinner your boss insisted on, or accidentally blowing your budget on impulse buys, we’re here to help you navigate these curveball moments with expert advice from Dr. Lurve - Australia’s leading relationship expert and modern-day cupid.

Today, we’re tackling some truly juicy curveballs: a boss who suggests splitting a £90 bill after inviting their employee to a fancy dinner, and a first date disaster where splitting the pizza bill leaves someone questioning if they’re financially compatible.

Watch this episode on YouTube.

Got a curveball of your own? We want to hear it! Send us a voice note by clicking here, or feel free to message / email us. And don’t worry – all curveballs will remain completely anonymous.

For more from The Curve:
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.