Maybe, like me, you’ll decide that if the current system isn’t enough, it’s time to take matters into your own hands. From there, if you feel strongly enough about this, campaign for further change too. Put your own bloody life jacket on first. I get it, the economy is tough and the cost of living sucks, but there will always be something demanding your dollars. It’s not about perfect timing. It’s about progress. Let's get it done!

Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. 

Find us here:

@keepthechange_nz

https://www.keepthechange.co.nz/

Hosted on Acast. See acast.com/privacy for more information.

I sit down with my Mum to unpack the money lessons that shaped her (and maybe me!), personally and financially. I learn plenty including a surprise that she manages 11 bank accounts and I ask her why! 

From childhood jobs and frugal habits to navigating tough times and celebrating financial wins, Mum shares the stories, values, and moments that defined her relationship with money. We look at how I’ve adopted some of these and put my own spin on them.

We dive into some sage Baby Boomer advice and what she wish she knew about money. There is plenty in here on hardships & resilience: facing financial challenges head‑on. Tune in to hear a moving blend of nostalgia, insight, and practical wisdom passed down across generations. 

Whether you’re building your own financial journey or reflecting on your family’s money stories, this episode will get you thinking and questioning where your money beliefs came from. 

I believe 100,000 kiwi with better financial literacy will create a better New Zealand. The Generate KiwiSaver Scheme are helping me reach this goal. Cheers Generate. Head to https://generatekiwisaver.co.nz/change to find out more.

Hosted on Acast. See acast.com/privacy for more information.

Note: this is the same podcast we recently released, but without the swearing bleeped out due to popular request

Strap yourself in because today we sit down with mental performance coach David Niethe, author of the book The Winning Mindset. Weightlifters, Lydia Ko, Israel Adesanya, Olympians, Millionaires - just a sample of Dave’s clientele. 

Together, we explore how the same mental tools used by elite athletes and performers can be applied to our lives and finances. From overcoming self-doubt to building discipline with your dollars, this episode dives into the psychology of success, not just on the field or stage, but in your wallet. 

Whether you’re stuck, chasing your potential or just hungry to learn, David shares insights that will help you sharpen your mindset and shift your life for good.

And finally, how do we all stay calm under pressure? Let’s find out.

Find Dave: https://davidniethecoach.com

Find Dave’s Book: https://taplink.cc/winningmindset

Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://generatekiwisaver.co.nz/change to find out more.

Hosted on Acast. See acast.com/privacy for more information.

It’s often said with confidence, like ‘duhhh how do you not know this?’. But where did this saying come from and does it even make sense anymore? I get it, it sounds comforting. Sensible. Even savvy. Like you’ve got it all figured out. But it's another financial throwaway line that hides a much harder truth: owning a home doesn’t guarantee financial security in retirement. Let's get real for a second and see how sound this saying is.

Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. 

Find us here:

@keepthechange_nz

https://www.keepthechange.co.nz/

Hosted on Acast. See acast.com/privacy for more information.

Paul Quickenden, Chief Commercial Officer at Easy Crypto is back on the podcast and we explore the dynamic world of cryptocurrency in 2025. Easy Crypto recently sold too so we will find out what that is about and where to next. 

We delve into:

1. Bitcoin's Evolution: is Bitcoin transitioning from a volatile asset to a more stable investment option, potentially becoming the 'new boring' in the investment landscape?
2. Other Crypto Options: The rise and impact of meme coins, and what they signify for the future of digital assets.
3. Where To Go To Lean: Identifying common places other people are using to learn more about the crypto world.

With over 250,000 users in New Zealand, Easy Crypto has been at the forefront of making cryptocurrency accessible and secure. Paul brings a wealth of experience from his roles in blockchain consulting and product strategy, offering a unique perspective on the current and future state of crypto.

Whether you're a seasoned investor or new to the crypto scene, this conversation will provide valuable insights into the trends shaping the digital currency landscape today and beyond.

How to find Paul: https://www.linkedin.com/in/paulquickenden/?originalSubdomain=nz

How to find Easy Crypto: https://easycrypto.com/nz

As always, no part of this podcast is intended as financial advice; it is intended as general information only.

Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.

Hosted on Acast. See acast.com/privacy for more information.

Strap yourself in because today we sit down with mental performance coach David Niethe, author of the book The Winning Mindset. Weightlifters, Lydia Ko, Israel Adesanya, Olympians, Millionaires - just a sample of Dave’s clientele. 

Together, we explore how the same mental tools used by elite athletes and performers can be applied to our lives and finances. From overcoming self-doubt to building discipline with your dollars, this episode dives into the psychology of success, not just on the field or stage, but in your wallet. 

Whether you’re stuck, chasing your potential or just hungry to learn, David shares insights that will help you sharpen your mindset and shift your life for good.

And finally, how do we all stay calm under pressure? Let’s find out.

Find Dave: https://davidniethecoach.com

Find Dave’s Book: https://taplink.cc/winningmindset

Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.

Hosted on Acast. See acast.com/privacy for more information.

An Instagram live with Mikey to brainstorm some ways to make more money and what gets in our way when really it is so much simpler than we realise.

Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. 

Find us here:

@keepthechange_nz

https://www.keepthechange.co.nz/

Hosted on Acast. See acast.com/privacy for more information.

I had many hard working roles when I grew up. BUT I noticed something…if I did overtime or worked public holidays, I’d earn 1.5x or 2x. That got me thinking: why am I suddenly worth double for doing the same job? Eventually, I learned something that changed my life: you’re not paid for the hour, you’re paid for the value you bring to the hour. That’s a confronting idea and we need to explore it.

Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. 

Find us here:

@keepthechange_nz

https://www.keepthechange.co.nz/

Hosted on Acast. See acast.com/privacy for more information.

Some Kiwis are waking up to a different way to build their property portfolio: rent-vesting. Blasphemy you say? Or maybe just a fad?

In this episode, Ilse joins us to unpack how renting where you want to live and investing where the numbers make sense can supercharge your wealth without sacrificing lifestyle.

We dive into:

– How to use location arbitrage to your advantage

– Adding value in a market with no capital growth

– Ways to maintain borrowing power and scale strategically

– What she is seeing in the property market around the country

This is a must-listen for anyone thinking about rent-vesting or wanting to invest in property during their life.

Find Ilse: https://www.wolfeproperty.co.nz/

I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to https://generatekiwisaver.co.nz/change to find out more.

Hosted on Acast. See acast.com/privacy for more information.

We are asked so many questions about peoples complicated scenarios and it is very clear that the answer is to make more money. So why do we pussy foot around this conversation in NZ? Why are we lying to people and not telling them the truth that they need to earn more? What if we looked at making more money as a new language? Let’s dig in.

This podcast features Mikey Smith of https://guardiansmith.co.nz

I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to http://generatekiwisaver.co.nz/change to find out more.

Hosted on Acast. See acast.com/privacy for more information.