Some Kiwis are walking away from property - but is that the right move?We break down why public sentiment is shifting, the risks of short-term thinking, and the structural changes in the market - from mortgage stress and declining yields to smarter buying strategies and new pathways into homeownership.Next Steps: Ready to buy your first home but not sure where to start? Chat with the expert brokers at Lighthouse Mortgages - they'll help you structure your loan, stress test your budget, and find the best deal for your situation.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Debt stress is rising across New Zealand and it’s not just mortgages. Over 485,000 Kiwis are behind on bills, with short-term debt spiking and KiwiSaver hardship withdrawals soaring. We unpack what’s driving the pressure: rising living costs, stagnant wages, and an economy that’s leaving more households at breaking point.

Next Steps:If you're unsure how to manage your mortgage in this environment, talk to Lighthouse Mortgages - whether you're refixing, refinancing, or just need a second opinion, the team can help you make a smarter move.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Should you really save every dollar for retirement? Makayla and Jess break down the key ideas from Die With Zero by Bill Perkins exploring why the rich don't die with millions in the bank, the concept of memory dividends, warm inheritances, and how to balance enjoying life now with building for the future.
Next Steps: Whether you're 35 or 55, the team at Lighthouse Wealth can help you build a financial plan to spend, gift, and retire with clarity.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Think saving a 10% deposit is out of reach? We break down the real numbers behind buying your first home in 2025 - comparing couples in Auckland and Christchurch, looking at KiwiSaver balances, income stats, cost of living, and the real timeline it takes to buy (spoiler: it’s less than you think).

Next Steps: If you're not sure where to start with your first home deposit, chat to the mortgage team at Lighthouse they'll help you crunch the numbers and make a plan that works for you.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Mortgage jargon got you confused? We unpack the fundamentals of deposits, loan structures, and equity - breaking down what they actually mean, how they work, and how to use them to get ahead in your property journey.

Next Steps: Thinking about buying your first home or restructuring your loan? Chat with one of our specialist mortgage brokers at Lighthouse to make sure your structure is working for you.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Being rich is easy - being wealthy is a different game. We break down the five traits that separate the truly wealthy from the paycheque-rich - from mastering your income and spending habits to building assets, setting clear goals, taking calculated risks, and developing lifelong financial literacy.

Next steps: Want a free financial workshop at your workplace? From building a financial plan to buying your first home or preparing for retirement, we offer a range of practical, engaging workshops to suit any team.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Can a $30,000 Birkin bag really beat the S&P 500? We unpack whether luxury assets like handbags, watches, wine, and cars truly outperform traditional investments, reveal the hidden risks of luxury investments, and share smarter ways to build real wealth.

Next Steps: Ready for real wealth-building strategies? Talk to a Lighthouse Financial advisor today and start creating a practical plan for your financial future.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

The OCR stayed put - but what does that mean for you?

In this episode, Kiwibank Chief Economist Jarrod Kerr breaks down the Reserve Bank’s decision to hold rates, what it means for mortgages, inflation, unemployment, and where the economy is headed in 2025.
Next Steps: If these uncertain times have you wondering what to do next with your mortgage, get in touch with Lighthouse – whether it’s reviewing your current structure, buying your first home, or planning your next property purchase, we’re here to help.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

With only 6 months left in 2025 - is your money on track? We share practical ways to check your progress, trim hidden costs, tweak your budget, increase your income, and build systems that keep your finances on track for the rest of 2025.

Ever wanted your own financial adviser? James is picking one listener to coach for a whole year - apply now and you might just star on the podcast too! ⁠Apply here⁠

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Term deposits might be costing you more than you realise. We unpack why parking your cash in term deposits could leave you going backwards after inflation and tax, and explore smarter ways to grow your money.Next Steps: Are you stuck in term deposits earning low returns? Talk to Lighthouse Wealth today to build a smarter investment plan and set yourself up for a better future.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.