The government’s about to drop major changes to KiwiSaver - here’s what you need to know before it hits. We break down what the National-led government is likely to announce, the impact on your retirement savings, and the big fixes we think are long overdue - including mandatory contributions and better support for the self-employed.

Next Steps: Not sure if your KiwiSaver’s set up right? Book a free chat with a Lighthouse Financial advisor and get a clear, tailored strategy for your future here.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Should you crush your mortgage or chase investment gains? We unpack one of the most common financial dilemmas Kiwis face—whether to prioritise debt repayment or start investing. They break down the maths, the psychology, and the myths to help you make smarter money moves.

Next Steps: If you’re still tossing up whether to pay off debt or invest, our clients don’t have to—because they’ve got a financial plan tailored to their goals. Book in a free consultation here.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Being single doesn't mean falling behind. Jess and Makayla dive into practical, empowering ways single Kiwis can get ahead financially—whether it's buying your first home on one income, making the most of your budget, or protecting your biggest asset: your income. They bust myths, share real client stories, and deliver clear strategies to help you build wealth and take control of your financial future—no partner required.

Next Steps: Ready to take control of your finances? Book a free discovery session with Lighthouse Wealth and get a personalised plan that works for you—no matter your relationship status.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Want to give your kids a leg-up without jeopardising your own retirement? We break down smart, sustainable ways to support your children financially—covering investments, gifting, and co-ownership—while keeping your goals on track, protecting your assets, and raising financially savvy kids.

Next Steps: Thinking of helping your kids onto the property ladder? Talk to a Lighthouse adviser about the smartest way to gift, loan, or co-own—without putting your finances at risk.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Trusts, tax hacks, and how the rich play the game. Amanda Quill, Accounting Director at Lighthouse Financial, breaks down the sophisticated financial structures the wealthy use to minimise tax, protect assets, and stay within the lines—and how you can apply the same principles to get your own setup working smarter.

Next Steps: Not sure if your financial structure is working for you? ⁠Chat with the team at Lighthouse Financial⁠ we’ll make sure your structure fits your goals and keeps more money in your pocket.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

We’re joined by Pathfinder CEO John Berry to unpack the grey areas of ethical investing, from greenwashing and responsible due diligence to AI’s energy footprint and how your KiwiSaver choices can shape a better world – all while aiming for strong returns.

This episode is proudly sponsored by ⁠⁠Pathfinder.

Are you ready to align your KiwiSaver with your values? Explore how Pathfinder can help you invest ethically without compromising on performance here.

Pathfinder Asset Management Limited is the issuer of the Pathfinder KiwiSaver Plan and Pathfinder Investment Funds. Product Disclosure Statements for the offers are available at pathfinder.kiwi. Past performance is no guarantee of future returns. We encourage all investors to seek financial advice prior to making investment decisions. Learn more about how they invest ethically by reading their Ethical Investment Policy on the website

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Markets stumbled and optimism faded in Q1, as recession fears took hold and political uncertainty shook investor confidence.

In this quarterly report we cover:

• Q1 2025 market update

• Bonds vs shares

• Recession fears and global volatility

Next Steps: Have you got a lump sum or not sure what to do with your money? Reach out to Lighthouse Financial for a personalised plan to help you invest with purpose.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

What if every property investor in New Zealand vanished overnight? We explore the economic chaos that would follow - crunching the numbers, unpacking the housing market’s fragile balance, and revealing why their exit could crash the banking system.Next Steps: If you're a first home buyer, investor, or just want a sharper mortgage deal, chat with the team at Lighthouse Mortgages - tailored advice that works for you, not the banks.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Hairlines, finance, and tough choices — is a hair transplant really worth it? In this episode, James shares his personal journey through getting a hair transplant, what it cost, why he did it, and how big-ticket spending like this fits into your long-term financial plan without derailing your future goals.Want to learn more? Check out these episodes below:

How To Build Your Emergency Fund Fast

Step By Step Guide: How Financial Advisers Budget Their Money

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Think you're all set for retirement? Think again. In this episode, Jess and Makayla break down why New Zealand Super and KiwiSaver might not cut it, and use real numbers to show the true cost of living comfortably in retirement—plus the serious financial gap many Kiwis are facing.

Next Steps: Not sure if your KiwiSaver and retirement plan will get you across the finish line? Book a free chat with a Lighthouse Financial advisor and get a clear, tailored strategy for your future.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.