What does it really take to build a successful business without investors, shortcuts, or overnight success stories?

This week, I sit down with Aaron Styles, founder of Just Another Fisherman NZ, to talk about turning a lifelong passion for fishing into a growing family business.

From starting as a hobby more than a decade ago to opening retail stores and building a loyal community, Aaron shares the realities of self-funding a brand and staying patient through the tough years.

We also get into household budgeting, working alongside your partner, building customer loyalty through storytelling, and why some of the biggest opportunities for young people might not be where everyone thinks.

It's an honest conversation about business, money, family, and creating a life that works on your own terms.

And Shelley is back to help me answer another hotline! We cover job redundancy, and tips on how to navigate a changing employment landscape.

Most of us have thrown money at a problem that wasn't actually ours to pay for. A broken TV, faulty car brakes, an appliance that's suddenly stopped working. But what if you already had legal protection and didn't know it?

This week we sit down with Jon Duffy, Chief Executive of Consumer NZ, to unpack the Consumer Guarantees Act, one of the most powerful protections Kiwi consumers have.

We talk about why banks and power companies are struggling to keep customers happy, how confusing pricing and bundled deals can cost us money, and why so many people are leaving cash on the table by not understanding their rights.

Plus, Jon explains the biggest myths around warranties, extended warranties, proof of purchase, second-hand cars, and what to do when a retailer pushes back.

For more information on Consumer NZ and their membership details, check out their website:

https://www.consumer.org.nz/

Powered by enable.me – financial coaching and strategic advice. Pay down debt. Grow wealth. Retire well.

Reagan sits down with New Zealand comedy juggernaut Guy Williams this week to talk about financial illiteracy, bad spending habits, and growing up with privilege. 

Guy opens up about avoiding his accountant, breaking term deposits just to cover his bills, and the realities of working in Kiwi television.

enable.me Financial Coach Shelley Palman also stops by the Where's My Money couch to answer another one of your money questions.

Got a question for the Hotline? Message us on Instagram @wheresmymoneynz

Where's My Money? is powered by enable.me – financial coaching and strategic advice. Pay down debt. Grow wealth. Retire well.

Thanks to our friends at Freedom for dressing the Where's My Money? studio. Shop now at freedomfurniture.co.nz

Disclaimer: The information discussed in this podcast is for general educational purposes only and is not financial, legal, tax, or other professional advice. Any opinions or examples do not take into account your individual circumstances, financial situation, goals, or needs, and you should not rely on this podcast as the basis for making decisions. Before acting on anything discussed, please seek advice from an appropriately qualified and licensed professional adviser (including legal or tax advice where relevant). Information is current at the time of recording and may change over time.

The cost of living crisis is keeping families awake at night all across New Zealand.

Green Party co-leader Chlöe Swarbrick steps into the studio with me to look at the massive gap between the rich and the poor, the reality of loan sharks targeting vulnerable Kiwis, and why she thinks our current economic model needs a total shakeup.

Chlöe shares her personal journey with financial stress and explains why she believes the system is rigged against regular workers.

This episode was made possible thanks to our friends at enable.me

We’re back for a brand-new season of Where’s My Money? and honestly, it felt like the right time for a proper financial check-in. Because while we’ve made progress, the reality is money stress doesn’t magically disappear just because you start a finance podcast. 

This week, Reagan sits down with Shelley from enable.me to unpack where things really landed after months of drifting off track. From ditching the credit card to rebuilding the budget from scratch, we talk about the systems, habits and psychology behind trying to stay on top of a massive mortgage while juggling kids, work, holidays and life. 

Plus, we launch the very first Where’s My Money Hotline and answer a listener question about whether you should invest while still paying off your mortgage. Have you got a question for Shelley? Send us a voice note on Instagram @wheresmymoneynz

Huge thanks to our friends at enable.me for making this episode possible. 

We’re going behind the curtain of the music industry with Six60 bass player Chris Mac and Dave Munro from Eccles Entertainment. Chris shares how a three month fill-in gig turned into a 17 year career and why even the biggest bands have lean months. We dig into why ticket prices are climbing, the massive risk of stadium shows, and the real reason the world's biggest stars often skip New Zealand.

Do you ever feel like your bank account is at the mercy of your latest hyper-focus? Reagan sits down with ADHD coach Nathan Muller to talk about why a neurodivergent brain treats money differently. From the "negative urgency" that leads to missed power bills to the dopamine hit of a late-night impulse buy, we explore how to design a life that actually works for your wiring.

For support with ADHD, check out adhd.org.nz

To learn more about Nathan Muller's coaching, head to nathanmullercoaching.com

Huge thanks to our friends at enable.me for making this episode possible.

You've seen the headlines and you've shuddered at the pump - this week we're talking about what you can actually control when so much is out of our hands in the current fuel crisis.

Reagan chats with economist Brad Olsen about the outlook for the rest of the year, when we're likely to see some reprieve, and why there's no need for panic.

Plus, Shelley from enable.me joins us with a reality check on the cost of living crisis. She shares practical tips and the ideal buffer you should work towards having.

KiwiSaver is changing and it’s going to take a bigger bite out of your spending money starting April 1. We’re joined by Lisa Butler from enable.me to break down the jump from 3% to 3.5%, and eventually 4%.

Beyond the percentages, we discuss why "set and forget" is a dangerous strategy. We cover how to choose the right fund, the benefits of ethical investing, and how to avoid putting 'all your eggs in one basket' when it comes to your retirement.

What do you do when you're staring down a $700,000 mortgage and suddenly lose your job?

For beloved broadcaster Brodie Kane, redundancy at the start of the pandemic was the push she needed to build her own media empire.

We talk about the reality of being your own boss, redefining home ownership by buying with her mum, and why she still identifies as a girl from Waikuku Beach.