This week, Soph sits down with Lily from Pathfinder (https://pathfinder.kiwi/) to untangle the delightfully messy world of ethical investing aka, what happens when your money wants to grow, but your conscience would also like a word. Lily shares her own money story, from growing up in a household where “ordinary” was basically a swear word, to becoming the main earner in her family, to realising that financial independence is about so much more than just having cash in the bank. Together, they unpack why women are so drawn to values-led investing, why “good” and “profitable” don’t have to be mortal enemies, and how to think critically about tricky investing dilemmas like Tesla, tech companies, weapons, climate, conflict and greenwashing. It’s thoughtful, nuanced, occasionally existential, and proof that money and morals can sit at the same table, even if they argue over the bill.

👉 Got a money-and-morals dilemma? Submit your ethical investing question to our Ethical Hotline for Lily to unpack (https://form.typeform.com/to/BZHujjGM).

Credits:

Host: Sophie Hallwright

Guest: Lily Richards

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

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Chapters

• 00:00:00 Introduction to the episode
• 00:01:51 Meet Lily from Pathfinder
• 00:05:37 Lily’s personal money story
• 00:12:31 Lily’s career journey
• 00:16:31 The moment things clicked
• 00:20:54 What financial independence really means
• 00:23:14 Lily’s unique family setup
• 00:27:37 How ethics shaped Lily’s life
• 00:30:26 Why ethical investing feels so complicated
• 00:36:19 When an investment no longer feels right
• 00:39:30 Primary vs secondary markets, explained
• 00:42:42 How to decide if an investment aligns with your values
• 00:47:48 Simple ways to reflect on your values
• 00:52:33 Submit your money and morals questions
• 00:57:07 Thank you for listening!
• 00:57:32 Financial disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.