Got credit card debt? Thinking about borrowing from your 401(k) to pay it off? In this episode of Dad Cents, we're breaking down the pros and cons of using your retirement savings as a personal loan. We'll examine the seemingly attractive aspects—such as no credit checks and low interest rates—but more importantly, we’ll highlight the real risks. Find out why this "easy money" could cost you a lot more in the long run and why it might be a red flag for your finances.