Dad Cents

In this special holiday episode, Jason shares a lighthearted Christmas tale about an unexpected visitor — Santa — who arrives on Christmas Eve in need of a financial plan. Enjoy this fun, festive poem and a cheerful reminder that a bit of planning can make the season brighter. Merry Christmas from all of us at Dad Cents! Thank you for being a part of our family. 

This upbeat Thanksgiving episode takes a fun look at the people and experiences that made this year memorable — from meaningful friendships and global adventures to the clients and listeners who keep this show going. It’s a gratitude-filled reflection with plenty of humor and zero stress, best enjoyed with your favorite slice of pie.

Got credit card debt? Thinking about borrowing from your 401(k) to pay it off? In this episode of Dad Cents, we're breaking down the pros and cons of using your retirement savings as a personal loan. We'll examine the seemingly attractive aspects—such as no credit checks and low interest rates—but more importantly, we’ll highlight the real risks. Find out why this "easy money" could cost you a lot more in the long run and why it might be a red flag for your finances. 

Feel overwhelmed by your 401(k)? You're not alone. On this episode of Dad Cents, we simplify the process with nine actionable steps to help you build a stronger retirement fund. We'll show you how to maximize your employer's contributions, make wise investment choices, and avoid common mistakes that could cost you thousands down the road. It's time to take control of your financial future. 

As a dad, you've mastered the art of budgeting for family life, but what about college? The 529 plan is your secret weapon, and in this episode, we're giving you the cheat codes. It's not just for a four-year degree anymore. We'll break down the new rules, what you can buy (and what you can't), and how to avoid a nasty tax surprise. From K-12 tuition to a new computer and even the Wi-Fi bill, we'll help you navigate the surprisingly flexible world of 529 distributions so you can spend your money wisely and let your kid focus on their studies... and not on finding a job to pay for their textbooks. Feel free to reach out to us at [email protected].

Let's face it: raising a child is more expensive than buying a house. And that's before you even get to college tuition. But before you start looking for a buyer for Junior's vintage baseball card collection, we've got you covered. In this episode, we're diving into the shocking costs of raising a kid and, more importantly, how to get a head start on college savings. We'll talk about why starting early is key, how to keep your cool when the numbers get scary, and what smart savings plans are out there. Don't worry, we'll make sure you don't have to sell a kidney to pay for that diploma. Feel free to reach out to us at [email protected].

Mid-year update...This episode of Dad Cents is packed with insights to help you sound like a pro at dinner parties. Join host Jason Fuchs as he dives into the 2025 Midyear Outlook, offering a dose of "pragmatic optimism and measured expectations." He'll cover key topics including the economy, stocks, fixed income, and alternative investments, all with a focus on how recent changes in trade policy and interest rates could affect your portfolio. Jason will also share his thoughts on the outlook for commodities and currencies, including why gold is a bright spot and what's next for the U.S. dollar. Get ready to turn your financial worries into confidence and prosperity!

Do your kids know the value of a silver spoon? 🥄 We've taught them to read and ride bikes, but are they ready for financial independence? In this episode, learn three key ways to teach your children smart money management, from grocery store lessons to saving for retirement. Avoid future debt pitfalls and set them up for success! 

Join Jason as he shares a wild tale of pet parenthood, from a $23,000 cat chemotherapy bill to a late-night toad incident. This episode unpacks the emotional and financial realities of loving our furry (or scaly!) family members, leading into a crucial discussion on how budgeting can prepare you for life's unexpected expenses – pet-related and beyond. Get ready for practical tips and a dose of dad humor!

The forgotten insurance claim that came with a $5,000 price tag. Insurance can be confusing — from life and health to auto, home, and even long-term care, the options are endless. In this episode, we discuss why finding the right coverage (and company) is challenging, time-consuming, expensive, and stressful. No need to Google everything yourself — we’ve got you covered. Reach out to us at [email protected] or https://www.sagepathfa.com. Thanks for listening!