They start with proactive tips to minimize disagreements while selling a matrimonial home amid a separation or divorce. Kyle highlights the significance of a separation agreement and explains why banks require this document to proceed with a purchase or sale.

The discussion also covers essential numbers—Sean and Kyle emphasize the need for a professional appraisal to determine your home's value, as this unbiased opinion is what banks accept.

Tune in as they share recent behind-the-scenes stories with varied outcomes.

If you are considering buying, selling, investing, or refinancing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!

**Magic Mind Offer** Enjoy our limited time offer you can use now, that gets you up to 48% off your first subscription or 20% off one time purchases with code COLLECTIVE20 at checkout.

You can claim it at: https://www.magicmind.com/collective

To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/

Are you buying or selling? Book a meeting with Sean or Kyle today!

Sean: https://calendly.com/seanrealcollective

Kyle: https://calendly.com/kmmortgage/phone-connect

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Intro (0:00)

Selling a matrimonial home while going through a separation (1:47)

Three main motivators to moving for both upsizing and downsizing (2:18)

Tip – write co-habitation agreements and expectations while you love each other (3:33)

Kyle’s first question – do you have a separation agreement? (5:05)

Sean’s recent experience with a unique client’s separation (6:40)

Another amicable separation (7:48)

A circumstance that wasn’t amicable – buying a secondary house together (8:14)

Equality vs Equity (10:00)

It comes down to he numbers for the bank (12:00)

Staying at the top of our game with Magic Mind (12:55)

The benefit of a professional appraisal (16:35)

Why the bank won’t let you use a REALTOR’s number on value (18:00)

Buying the other party out – the issue of different agendas (19:40)

The importance of letting go (20:30)

The financing perspective (21:18)

Make sure you can get along the professionals helping you through your process (25:00)

Sean’s top tips (26:34)

The power of counselling (28:30)

Ways to protect yourself in case of the “what if” (29:30)