Get your Magic Mind here: https://www.magicmind.com/RCP20You get 20% off for a one time purchase and up to 48% off for subscriptions with my code: RCP20This week, Sean and Kyle discuss the effects of political and economic uncertainty on the market.Our hosts begin by announcing that the show will be going on hiatus, making this the last episode. In the meantime, feel free to revisit past episodes—there’s plenty of evergreen content to help buyers, sellers, investors, or those looking to refinance.Next, they discuss how uncertainty impacts the market, drawing on both real estate and mortgage financing perspectives. They explore past government transitions and their effects on the industry, providing historical insights.The conversation then shifts to the differences between commercial and residential financing, highlighting key distinctions. They also dive into the ongoing evolution of business as a whole—how we operate, how transactions happen, and the decreasing demand for commercial space in a changing work environment. Thank you for tuning in for 165 episodes—your support means everything. Keep it REAL Collective!To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Book a chat with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caKyle Miller on Instagram: https://www.instagram.com/kylemillerottawaKyle Miller on Facebook: https://www.facebook.com/KylemillermortgagesIntro (0:00)The last episode for a while (1:18)Uncertainty – what effect does that have on the market (5:12)Government efficiency? (5:50)We expect two markets this year (6:30)Mortgage agent angle of what’s coming (7:20)Last government change over impact in 2015 (9:44)RE/MAX Hallmark Connect economic update (11:10)A lot of red tape for small businesses in Canada (12:20)But we need to build more homes (13:30)Who are politicians really talking to? (14:25)Get a sharp mind with Magic Mind (15:19)Commercial Multi-Unit Building Story (18:27)Commercial vs Residential financing (19:15)What does it mean to have CMHC funding on a 6-plex? (21:45)Do they have the 1.5 million top end on them? (22:33)Going to 50-year amortization with commercial financing (22:58)Commercial office space demand decreasing (23:57)It’s time for us to evolve (25:53)So long (29:22)Outro (32:35)

Sean and Kyle discuss what the rate cut means for you & a heartwarming financing story this week on the REAL Collective Podcast.

This week on the REAL Collective Podcast our hosts are talking about BOC rate predictions, and shocking mortgage stories.

This week on the REAL Collective Podcast, Sean and Kyle discuss why waiting for lower rates might cost you more and why it's crucial to take a holistic view when buying or selling a home.