They start with proactive tips to minimize disagreements while selling a matrimonial home amid a separation or divorce. Kyle highlights the significance of a separation agreement and explains why banks require this document to proceed with a purchase or sale.

The discussion also covers essential numbers—Sean and Kyle emphasize the need for a professional appraisal to determine your home's value, as this unbiased opinion is what banks accept.

Tune in as they share recent behind-the-scenes stories with varied outcomes.

If you are considering buying, selling, investing, or refinancing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!

**Magic Mind Offer** Enjoy our limited time offer you can use now, that gets you up to 48% off your first subscription or 20% off one time purchases with code COLLECTIVE20 at checkout.

You can claim it at: https://www.magicmind.com/collective

To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/

Are you buying or selling? Book a meeting with Sean or Kyle today!

Sean: https://calendly.com/seanrealcollective

Kyle: https://calendly.com/kmmortgage/phone-connect

You can also follow us here:

Instagram: https://www.instagram.com/real.collective.inc

Facebook: https://www.facebook.com/realcollective.ca

TikTok: https://www.tiktok.com/@realcollective

LinkedIn: https://www.linkedin.com/company/real-collective-inc

Website: https://www.realcollective.ca

Kyle Miller on Instagram: https://www.instagram.com/kylemillerottawa

Kyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages

#realcollective #podcast #ottawa

Intro (0:00)

Selling a matrimonial home while going through a separation (1:47)

Three main motivators to moving for both upsizing and downsizing (2:18)

Tip – write co-habitation agreements and expectations while you love each other (3:33)

Kyle’s first question – do you have a separation agreement? (5:05)

Sean’s recent experience with a unique client’s separation (6:40)

Another amicable separation (7:48)

A circumstance that wasn’t amicable – buying a secondary house together (8:14)

Equality vs Equity (10:00)

It comes down to he numbers for the bank (12:00)

Staying at the top of our game with Magic Mind (12:55)

The benefit of a professional appraisal (16:35)

Why the bank won’t let you use a REALTOR’s number on value (18:00)

Buying the other party out – the issue of different agendas (19:40)

The importance of letting go (20:30)

The financing perspective (21:18)

Make sure you can get along the professionals helping you through your process (25:00)

Sean’s top tips (26:34)

The power of counselling (28:30)

Ways to protect yourself in case of the “what if” (29:30)

Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) are chatting about the steps to selling a tenanted property this week.

The episode begins with our hosts delving into the financial aspects of selling a tenant-occupied home. Kyle highlights common issues that buyers and sellers might face and what they should expect during the process. They then explore the legalities of selling a tenanted property, detailing the necessary steps to ensure everything is done lawfully. The conversation shifts to renovating a tenanted property, noting that the tenant must be offered the property back at the same rent once renovations are complete.

In the second half, Sean and Kyle share behind-the-scenes horror stories as well as heartwarming tales from their personal experiences with these types of sales.

If you are considering buying, selling, investing, or refinancing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!

**Magic Mind Offer** Enjoy our limited time offer you can use now, that gets you up to 48% off your first subscription or 20% off one time purchases with code COLLECTIVE20 at checkout.

You can claim it at: https://www.magicmind.com/collective

To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/

Are you buying or selling? Book a meeting with Sean or Kyle today!

Sean: https://calendly.com/seanrealcollective

Kyle: https://calendly.com/kmmortgage/phone-connect

You can also follow us here:

Instagram: https://www.instagram.com/real.collective.inc

Facebook: https://www.facebook.com/realcollective.ca

TikTok: https://www.tiktok.com/@realcollective

LinkedIn: https://www.linkedin.com/company/real-collective-inc

Website: https://www.realcollective.ca

Kyle Miller on Instagram: https://www.instagram.com/kylemillerottawa

Kyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages

#realcollective #podcast #ottawa

Intro (0:00)

Selling tenanted properties – what are the rules? (2:15)

The financing side (2:50)

What if you have less than 20% down but the property is currently tenant occupied. (3:30)

If you have 20% or more down (4:28)

If the tenant will stay vs the new owner wanting to move in (5:20)

Make sure you speak to a legal expert (5:45)

How to legally displace a tenant for the benefit of the new owner who is intending to occupy the home (6:17)

You cannot evict a tenant because you are planning on selling (7:59)

What if you are renovating a tenanted property? (8:28)

The steps involved (11:15)

The tenant might not leave, what happens then? (13:28)

Kyle and Sean’s current Magic Mind experience (14:15)

Story time – Kyle’s ongoing story on a tenanted property sale (18:13)

Another one from Kyle (21:11)

Sean has two tenanted properties for sale right now (23:22)

Why tenanted properties are harder to sell (24:40)

If you are selling a tenanted property, hire a realtor who understands the rules (30:35)

The importance of the tenant/landlord relationship (31:17)

Being kind vs being nice (33:20)

Outro (34:20)

What does the recent rate announcement mean for you? Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) are discussing the details!

Our hosts dive into the recent Bank of Canada interest rate announcement, exploring its implications for various individual scenarios. They examine how GDP figures influenced the decision, leading to a quarter-point rate drop. The conversation also touches on the diverse opinions circulating among industry experts—who is really getting it right? In the second half, we switch gears to share some intriguing stories from the field that you won't want to miss!

If you are considering buying, selling, investing, or refinancing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!

**Magic Mind Offer** Enjoy our limited time offer you can use now, that gets you up to 48% off your first subscription or 20% off one time purchases with code COLLECTIVE20 at checkout.

You can claim it at: https://www.magicmind.com/collective

To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/

Are you buying or selling? Book a meeting with Sean or Kyle today!

Sean: https://calendly.com/seanrealcollective

Kyle: https://calendly.com/kmmortgage/phone-connect

You can also follow us here:

Instagram: https://www.instagram.com/real.collective.inc

Facebook: https://www.facebook.com/realcollective.ca

TikTok: https://www.tiktok.com/@realcollective

LinkedIn: https://www.linkedin.com/company/real-collective-inc

Website: https://www.realcollective.ca

Kyle Miller on Instagram: https://www.instagram.com/kylemillerottawa

Kyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages

#realcollective #podcast #ottawa #mortgagefinancing

Intro (0:00)

Latest rate announcement – what does this mean for your scenario? (2:06)

How the GDP affected the Bank of Canada’s decision (4:23)

Canada is slated to lead the way in rate cuts over the next 3 years (5:38)

Different messaging going on – who is right? (7:14)

Understanding the numbers (9:50)

The effect of the rates going down in the market (11:30)

The mental clarity that comes with Magic Mind (14:08)

In the field stories – Sean’s Condo Seller Client (17:10)

A huge number of mortgages coming due in 2025/2026 (20:20)

Sean’s incredible recent buyer story (24:13)

Outro (30:35)

Our hosts kick off the episode with an overview of the current Ottawa real estate market, emphasizing why pricing is crucial when selling your home today. They discuss the importance of being the best deal available and how proactive price monitoring can help you secure the best possible price for your home. They highlight the typical 5% price difference from spring to summer and stress the importance of not relying on spring pricing as you enter the summer market, which could leave your home sitting unsold.

Next, our hosts share how Magic Mind has been working for them, detailing its positive impact on their work and home life. Check out our limited time offer below!

In the second half, we delve into interest rate predictions, explaining which rates the Bank of Canada controls and which it doesn't (variable vs fixed). Then, it's story time, where our hosts share real-life scenarios happening right now and the expert strategies being used to navigate them!

If you are considering buying, selling, investing, or refinancing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!

**Magic Mind Offer** Enjoy our limited time offer you can use now, that gets you up to 48% off your first subscription or 20% off one time purchases with code COLLECTIVE20 at checkout.

You can claim it at: https://www.magicmind.com/collective

To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/

Are you buying or selling? Book a meeting with Sean or Kyle today!

Sean: https://calendly.com/seanrealcollective

Kyle: https://calendly.com/kmmortgage/phone-connect

You can also follow us here:

Instagram: https://www.instagram.com/real.collective.inc

Facebook: https://www.facebook.com/realcollective.ca

TikTok: https://www.tiktok.com/@realcollective

LinkedIn: https://www.linkedin.com/company/real-collective-inc

Website: https://www.realcollective.ca

Kyle Miller on Instagram: https://www.instagram.com/kylemillerottawa

Kyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages

#realcollective #podcast #ottawa #homepricing

Intro (0:00)

Current Sales Activity (1:55)

Every price point has its market (3:15)

You want to be the best deal going (3:57)

Two different properties, same price, different sagas (4:28)

If you’re not getting the looks, it’s because you’re not the best deal going (7:15)

The 3 P’s vs the 5 P’s of Real Estate (7:57)

Promoting (8:17)

Pro-actively price watching (8:36)

Spring to Summer usually means a 5% price swing (9:34)

Understanding your price range (9:58)

A review on a Magic Mind (12:19)

Interest rate predictions (15:48)

Remember the BOC only controls the variable rate (17:20)

We’d be lucky to go down a quarter point (18:29)

Buyers on the sidelines (18:58)

What’s the best move for buyers? (19:30)

The highest average sale price in 2023 vs 2024 (19:51)

It’s about buying power (20:50)

Kyle’s unique mortgage story, there’s always a solution (22:46)

Two different deal scenarios for Sean to stick handle (25:48)

Another deal scenario with Kyle and an 18-month closing (30:30)

Outro (33:00)

Our hosts dive into the episode by explaining phenomenon of information overload and provide tips on how consumers can avoid feeling overwhelmed. They explore the inverse correlation between interest rates and home prices, clarifying what a drop in interest rates truly means for consumers in today's market.

Our hosts move on to emphasize the significance of focusing on regional information rather than relying solely on national data often highlighted in the news, and they discuss common buyer fears and shed light on why investing in real estate is one of the best ways to exponentially grow your wealth.

Sean and Kyle also speak about their unique personal experiences with the mental performance shot Magic Mind and the incredible offer that our listeners receive. **Details below!

If you are considering buying, selling, investing, or refinancing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!

**Magic Mind Offer** Enjoy our limited time offer you can use now, that gets you up to 48% off your first subscription or 20% off one time purchases with code COLLECTIVE20 at checkout.

You can claim it at: https://www.magicmind.com/collective

If you would like to watch the Warren G - Regulate (Official Music Video) ft. Nate Dogg discussed in this episode, visit: https://youtu.be/1plPyJdXKIY?si=xK5Ar1PGEjpi0cOn

To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/

Are you buying or selling? Book a meeting with Sean or Kyle today!

Sean: https://calendly.com/seanrealcollective

Kyle: https://calendly.com/kmmortgage/phone-connect

You can also follow us here:

Instagram: https://www.instagram.com/real.collective.inc

Facebook: https://www.facebook.com/realcollective.ca

TikTok: https://www.tiktok.com/@realcollective

LinkedIn: https://www.linkedin.com/company/real-collective-inc

Website: https://www.realcollective.ca

Kyle Miller on Instagram: https://www.instagram.com/kylemillerottawa

Kyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages

#realcollective #podcast #ottawa

Intro (0:00)

What is Kyle seeing in the market this week? (2:10)

Information overload? (2:40)

Same house, Same payment (5:00)

Consumers want to see prices and interest rates come down – but both won’t happen (6:55)

10-80-10 Principle (9:40)

Sean and Kyle’s recent experiences with Magic Mind (10:28)

Home ownership mentality is changing (13:30)

If you want to own a home - get out of confusion and into confidence (14:40)

We need to move our focus to a more regional approach (15:07)

Regulations are also more difficult because the focus tends to be on the GTA and Vancouver (16:18)

Ottawa is still the least expensive capital city (18:00)

Regulate by Warren G ft. Nate Dogg (18:29)

How can buyers become more confident? (19:35)

The fear that buyers have (22:33)

Being insulated over time (23:20)

The inverse correlation between interest rates and home prices (26:52)

Do you believe in real estate? (30:00)

Why real estate is the best way to exponentially increase your wealth (30:30)

How real estate is a mindset (32:13)

Outro (34:42)

This week on the REAL Collective Podcast, Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) discuss recent changes to Ottawa's development fees on new homes. They explain how these fees can impact those purchasing new homes, and what you can do to avoid an unexpected increase to the purchase price of your home at closing.

In the second half they get into story time. Kyle shares details on a recent refinancing deal in which he saved his client $897/month in cash flow. Sean shares a story about a recent waterfront property that his team sold and how an appraisal can be a powerful tool when determining property value.

If you are considering buying, selling, investing, or refinancing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!

To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/

Are you buying or selling? Book a meeting with Sean or Kyle today!

Sean: https://calendly.com/seanrealcollective

Kyle: https://calendly.com/kmmortgage/phone-connect

You can also follow us here:

Instagram: https://www.instagram.com/real.collective.inc

Facebook: https://www.facebook.com/realcollective.ca

TikTok: https://www.tiktok.com/@realcollective

LinkedIn: https://www.linkedin.com/company/real-collective-inc

Website: https://www.realcollective.ca

Kyle Miller on Instagram: https://www.instagram.com/kylemillerottawa

Kyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages

#realcollective #podcast #ottawa

Intro (0:00)

City of Ottawa – Changes Development Fees for New Homes (4:49)

A look at the million-dollar house – the cost of development (6:55)

The By-law stops May 22nd – development fees are increasing (11:26)

Builder APS – review to see if there is a cap on Development Fees. (12:10)

What about affordability? (13:00)

The complexity of the system (14:20)

How do you marry a capitalist and socialist philosophy? (15:55)

REAL Collective Marketing (17:55)

Second half (18:28)

Big win for Kyle’s client - $897 a month savings in cash flow! (18:48)

The question is – can I live without it? (22:07)

Client bought a new build house last week – no cap on dev fees (24:16)

Listing story about a waterfront acreage we recently sold (24:38)

The power of an appraisal (27:06)

Outro (30:05)

This week on the REAL Collective Podcast, Sean Tasse (Broker), and Kyle Miller (Mortgage Agent) discuss the benefits of hiring local when it comes to a real estate agent, or a mortgage professional. Our hosts share some horror stories and examples where hiring a local professional would have resulted in a better outcome for the client and discuss what to consider when hiring a professional!

If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!

To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/

Are you buying or selling? Book a meeting with Sean or Kyle today!

Sean: https://calendly.com/seanrealcollective

Kyle: https://calendly.com/kmmortgage/phone-connect

You can also follow us here:

Instagram: https://www.instagram.com/real.collective.inc

Facebook: https://www.facebook.com/realcollective.ca

TikTok: https://www.tiktok.com/@realcollective

LinkedIn: https://www.linkedin.com/company/real-collective-inc

Website: https://www.realcollective.ca

Kyle Miller on Instagram: https://www.instagram.com/kylemillerottawa

Kyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages

#realcollective #podcast #ottawa

Intro (0:00)

Benefit of hiring a local professional (2:35)

The intricacies of representing both sides (4:40)

Continuing with topic at hand (11:15)

The issue of a Toronto agent promoting Richmond as a suburb of Ottawa (13:09)

Being honest about where your expertise lies (16:25)

REAL Collective Marketing (17:38)

Second half (18:11)

The importance of hiring a professional local mortgage agent (18:32)

Move your ego out of the way and do what’s best for your clients (21:00)

Story about a sale in Sean’s neighbourhood – east end pricing applied to west end property – was it ultimately under priced? (23:05)

What about the data? (27:00)

Another story on the opposite spectrum of value – ultimately overpriced?

Outro (32:55)

This week our hosts delve into market trends for buyers in today's market.

Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) begin the episode by discussing a recent chart on the current housing supply deficit in Canada. (Click here to view the chart: https://drive.google.com/file/d/1baufQ4tYgr_2SR6Pt9JzGxRg8wJMY-7a/view?usp=sharing) This is the ratio of growth in working-age population to housing starts in Canada. Although the government has recently been focusing on building more homes faster, in Q1 of 2024, this number hit a new record. What does this mean for buyers in Canada, and what will happen with the pent up demand? Our hosts discuss!

In the second half Sean and Kyle share some recent behind the scenes stories to highlight what's currently happening in the market for buyers and investors. The market is picking up and multiple offers are common-place for well priced properties.

If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!

To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/

Are you buying or selling? Book a meeting with Sean or Kyle today!

Sean: https://calendly.com/seanrealcollective

Kyle: https://calendly.com/kmmortgage/phone-connect

You can also follow us here:

Instagram: https://www.instagram.com/real.collective.inc

Facebook: https://www.facebook.com/realcollective.ca

TikTok: https://www.tiktok.com/@realcollective

LinkedIn: https://www.linkedin.com/company/real-collective-inc

Website: https://www.realcollective.ca

Kyle Miller on Instagram: https://www.instagram.com/kylemillerottawa

Kyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages

#realcollective #podcast #ottawa #buyers #investors

Intro (0:00)

Housing Supply Ratio - Number of housing starts vs number of working age people in Canada (2:25)

Q1 has hit the highest number ever (4:24)

What will happen when buyers leave the sidelines? (6:35)

Getting stuck on the optics and stories (8:13)

Big-time pent-up demand (9:20)

Is it more important to look good or own your home? (12:44)

The impact of Supply vs Demand (15:10)

Is there an increasing investor market? (15:30)

New by-law against reno-victions being discussed (16:05)

Why nobody’s winning right now (17:50)

REAL Collective Marketing (18:50)

Second half (19:25)

Behind the scenes (19:55)

Sean’s investor client story (20:11)

An investment deal that may not be right for one client, may be right for another (25:42)

A couple more deals behind the scenes (31:04)

Things are picking up in the market (32:50)

The cream of the crop buyers are coming out (33:30)

Multiple offers are coming in and they are competitive (34:40)

Outro (35:45)

We're getting political on S11E4 of the REAL Collective Podcast.

Sean and Kyle begin the episode talking about some changes for first time home buyers. If you are buying for the first time and it's a new build, you will be able to get a 30 year insured mortgage. Our hosts explain how the application of this rule to a resale property could lead to a domino effect. They move on to explain the changes to Capital Gains Taxes and talk about the issues with the current system. They are concerned that it is turning many of us into a me vs we mentality when all we really want to be are good neighbours and friends.

This holistic look at the latest political landscape and how it applies to real estate in Canada is an important watch.

If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!

To watch the video that Sean mentions regarding the NAR Settlement "Is The End Of Buyer Representation Near?" with Steve Tabrizi and David Dunbar, visit: https://www.youtube.com/live/uJRhlDxucUI?si=tORZwgj4CSgRZibQ

To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/

Are you buying or selling? Book a meeting with Sean or Kyle today!

Sean: https://calendly.com/seanrealcollective

Kyle: https://calendly.com/kmmortgage/phone-connect

You can also follow us here:

Instagram: https://www.instagram.com/real.collective.inc

Facebook: https://www.facebook.com/realcollective.ca

TikTok: https://www.tiktok.com/@realcollective

LinkedIn: https://www.linkedin.com/company/real-collective-inc

Website: https://www.realcollective.ca

Kyle Miller on Instagram: https://www.instagram.com/kylemillerottawa

Kyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages

#realcollective #podcast #ottawa

Intro (0:00)

Getting a little bit political (1:53)

What’s happening this week in Canadian Politics (3:20)

First time buyers can now get a 30-year insured mortgage on a new build (3:45)

Why allowing first time homebuyers have a 30 year amortization on resale could have a domino effect (8:10)

New governmental regulations with Capital Gains Taxes (10:09)

How to pay off your mortgage in 11 years (12:42)

The problem isn’t the legislation, the problem is that there aren’t enough houses (15:40)

It’s all top down – more discussion needed with those in the field (16:50)

REAL Collective Marketing (17:50)

Second Half (18:23)

Why the recent NAR vs DOJ ruling in the US most likely won’t affect real estate in Canada (18:45)

More homes built faster – the issues (20:00)

A nationally funded rent to own program (22:54)

Is the middle class disappearing? (26:09)

We're getting forced into a situation of me vs we (26:57)

We all want to be a good neighbour and a good friend (29:00)

A happy client story (30:18)

The system is not the same as it used to be (31:00)

Sean’s neighbourhood baseball tournament (32:00)

Outro (33:56)

Our hosts, Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) begin the episode with some updates from the real estate and mortgage worlds. The recent decision by the Bank of Canada to hold rates stable, along with an explanation on when you should lock in your fixed rates and why. They also discuss the "Cutting Red Tape to Build More Homes Act, 2024" and explain why adoption could be weak and slow throughout the various industries associated with real estate in Canada.

In the second half Kyle shares a private lending story and explains some of the extra costs and caveats that could come along with these deals. Sean shares a couple of stories in the field, and at the end of this episode you may find yourself splitting a gut.

If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!

To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/

Are you buying or selling? Book a meeting with Sean or Kyle today!

Sean: https://calendly.com/seanrealcollective

Kyle: https://calendly.com/kmmortgage/phone-connect

You can also follow us here:

Instagram: https://www.instagram.com/real.collective.inc

Facebook: https://www.facebook.com/realcollective.ca

TikTok: https://www.tiktok.com/@realcollective

LinkedIn: https://www.linkedin.com/company/real-collective-inc

Website: https://www.realcollective.ca

Kyle Miller on Instagram: https://www.instagram.com/kylemillerottawa

Kyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages

#realcollective #podcast #ottawa

Intro (0:00)

Real Estate and Mortgage World Updates

Recent BOC Announcement (1:27)

When should you lock in your fixed rate? (3:10)

Cutting Red Tape to Build More Homes Act, 2024 (5:58)

Why adoption may be weak (7:23)

30-year amortization for first time buyers for new builds (10:43)

How does this affect buying power? (12:20)

New RRSP updates for first time home buyers (12:40)

Doing the math of buying vs renting (13:38)

REAL Collective Marketing (16:23)

Second half (16:55)

Kyle private lending story – make sure you read the fine print! (17:27)

Sean’s personal blanket mortgage story (20:00)

Kyle’s personal story about his parent’s mortgage (20:30)

Sean’s story about showing the house across the street (21:06)

Sean’s very first showing preview – it’s a doozy (27:39)