In this episode of Unwinding with Underwriting, we explore the growing importance of insuring loan modifications in today’s changing market. Underwriting Counsels John Casaldi and Kevin Tuliszewski break down the two primary options—issuing an endorsement to an existing loan policy or issuing a new policy—and when each approach makes the most sense. We also cover key underwriting considerations, including policy age, pricing, mechanics’ lien risk, and recent endorsement updates that provide added flexibility. Whether you’re handling a simple modification or a more complex change, this episode offers practical insights to help ensure loan modifications are insured accurately and confidently.