In the ever-evolving landscape of underwriting, professionals are constantly challenged to balance the art of saying "yes" with the necessity of occasionally saying "no." This delicate dance is crucial in ensuring that deals are not only closed but are also beneficial and sustainable for all parties involved. In our debut podcast episode, Lisa McEntee and Manny Chryssos share valuable insights into the intricacies of underwriting, highlighting the importance of collaboration, creativity, and strategic decision-making.

In this Season One finale of Unwinding with Underwriting, Lisa McEntee and Manny Chryssos wrap up the season with a timely roundup of key updates and insights every title professional should know before heading into summer. From a preview of the upcoming Pennsylvania rate manual changes - including new and updated endorsements - to expanded fraud protection options and practical guidance on wire verification and pass-through fees, this episode highlights what’s ahead and what still matters in today’s files.

As the market evolves, staying informed is key - and this conversation brings it all together to close out the season.

Grab a drink, press play, and unwind with us as we wrap Season One. 

In this episode of Unwinding with Underwriting, Kevin Tuliszewski and Chris Martin revisit several key underwriting bulletins that, while not new, remain highly relevant in today’s market. From absentee owner and vacant land fraud to hostile parties in possession and the continued evolution of remote online notarization, they discuss the risks we are still seeing in real files and what agents need to watch for. Underwriting guidance doesn’t expire just because time passes. Tune in for a timely refresher on the issues that continue to impact closings across Pennsylvania.

In this episode of Unwinding with Underwriting, Pennsylvania State Underwriters Chris Martin and Andrew Schaeffer draw on their searching backgrounds to break down how judgments and liens operate in Pennsylvania — including when they attach to property and when they must be addressed before closing. From common search findings to practical underwriting guidance, this episode offers clarity on one of the most frequent title issues agents encounter.

In this episode of Unwinding with Underwriting, Kevin Tuliszewski and Doug Fedoroff break down key title endorsements that play a critical role in complex commercial real estate transactions. From direct and indirect access to contiguity coverage and the ALTA 28 series addressing encroachments and easements, we explain how these endorsements protect buyers and lenders and why an accurate survey is often the foundation for it all. Whether you’re handling multi-parcel developments or large commercial financings, this episode offers practical insights to help you navigate risk with confidence.

In this episode of Unwinding with Underwriting, Chris Martin and Manny Chryssos break down important updates impacting real estate transactions in Philadelphia. From changes to water meter certifications and the risks of open-ended escrow agreements to the city’s new online portal for agency receivables and tax exemption corrections, we cover what title professionals need to know to protect their files and close with confidence.

In this special solo episode of Unwinding with Underwriting, Regional Counsel Derek Ferace demystifies mechanics liens and explores how they impact title insurance and underwriting in Pennsylvania. He also covers key updates to Pennsylvania’s mechanics lien law, the distinction between owner and lender coverage, and the safe harbors that allow lenders to obtain coverage with confidence. The episode will also break down construction cost requirements, priority issues, and the differences between upfront and incremental coverage—offering practical insights to help real estate professionals navigate mechanics liens more effectively.

In this episode of Unwinding with Underwriting, we explore the growing importance of insuring loan modifications in today’s changing market. Underwriting Counsels John Casaldi and Kevin Tuliszewski break down the two primary options—issuing an endorsement to an existing loan policy or issuing a new policy—and when each approach makes the most sense. We also cover key underwriting considerations, including policy age, pricing, mechanics’ lien risk, and recent endorsement updates that provide added flexibility. Whether you’re handling a simple modification or a more complex change, this episode offers practical insights to help ensure loan modifications are insured accurately and confidently.

In this episode, join PA Underwriting Counsels Steve Di Pasquale and Eric Borgia to break down the real value behind the enhanced owner’s title insurance policy - a frequently misunderstood but highly impactful upgrade. They clarify what distinguishes the enhanced policy from the standard version, who qualifies for it, and why it often provides significant long‑term protection for a relatively small additional cost.

Listeners will learn how enhanced coverage can safeguard homeowners with benefits like inflation protection, assured physical access, and post‑policy coverage for issues such as encroachments, easement disputes, and even property fraud. The conversation also highlights eligibility requirements and real‑world examples that demonstrate why this enhanced policy is often a smart investment for buyers looking for comprehensive peace of mind.

As we wind down another busy year in the title world, we’re taking a moment to reflect, recharge, and wrap up 2025 with a special holiday edition of Unwinding with Underwriting. Consider this episode our year-end gift - packed with practical insights, candid conversations, and the biggest lessons learned in underwriting this year.

In this episode, we revisit the themes that shaped 2025 and highlight the underwriting challenges that appeared again and again—plus what every agent should carry into the new year. This episode is designed to help you head into 2026 with clarity, confidence, and a few underwriting reminders wrapped in a festive bow (or lit up sweater).

Grab a mug of something warm, take a quick break between year-end closings, and unwind with us. We’re grateful for your partnership, your persistence, and the way you show up every day for your clients.

Wishing you a wonderful holiday season and an even stronger year ahead!