In this special solo episode of Unwinding with Underwriting, Regional Counsel Derek Ferace demystifies mechanics liens and explores how they impact title insurance and underwriting in Pennsylvania. He also covers key updates to Pennsylvania’s mechanics lien law, the distinction between owner and lender coverage, and the safe harbors that allow lenders to obtain coverage with confidence. The episode will also break down construction cost requirements, priority issues, and the differences between upfront and incremental coverage—offering practical insights to help real estate professionals navigate mechanics liens more effectively.