Headstart On Record

S1E12: Building in more certainty in your retirement planning


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Learn about retirement 'pay-cheques' and 'play-cheques'.

Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both associate editors at The Straits Times - offer you an extra edge in managing your hard-earned money.

In this episode, host Lee Su Shyan hears from her guest Elijah Lee, senior financial services manager at PhillipCapital, on how to build in more certainty in retirement planning despite increasingly uncertain times. 

Highlights (click/tap above):

1:40 Evaluate the cashflows you will receive during retirement  

3:15 Essential spending and what’s a retirement 'pay-cheque'  

5:19 What else can you consider if CPF Life payouts are insufficient?  

7:25 Discretionary spending and the concept of a retirement 'play-cheque'  

9:10 Is it too early in your 20s to start, or too late in your early 50s? When is the best time to start thinking of investing for retirement?

Produced by: Lee Su Shyan ([email protected]), Ernest Luis, Teo Tong Kai and Eden Soh

Edited by: Teo Tong Kai

Follow ST's Your Money & Career Podcast channel here:

Channel: https://str.sg/wB2m

Apple Podcasts: https://str.sg/wuN3

Spotify: https://str.sg/wBr9

Google Podcasts: https://str.sg/ioWR 

SPH Awedio app: https://www.awedio.sg/

Website: http://str.sg/stpodcasts

Feedback to: [email protected]

Read Lee Su Shyan's articles: https://str.sg/wuQs

Get business/career tips in ST's HeadSTart newsletter: https://str.sg/headstart-nl

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Discover more ST podcast channels:

In Your Opinion: https://str.sg/w7Qt

Asian Insider: https://str.sg/JWa7

Health Check: https://str.sg/JWaN

Green Pulse: https://str.sg/JWaf

Your Money & Career: https://str.sg/wB2m

ST Sports Talk: https://str.sg/JWRE

#PopVultures: https://str.sg/JWad

Music Lab: https://str.sg/w9TX

Discover ST Podcasts: http://str.sg/stpodcasts

Discover BT Podcasts: https://bt.sg/pcPL

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Special edition series:

True Crimes Of Asia (new): https://str.sg/i44T

The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2

Invisible Asia (9 eps): https://str.sg/wuZn

Stop Scams (10 eps): https://str.sg/wuZB

Singapore's War On Covid (5 eps): https://str.sg/wuJa

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Follow our shows then, if you like short, practical podcasts!

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.

#moneycareer

See omnystudio.com/listener for privacy information.

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Headstart On RecordBy The Straits Times


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