Every month you meet with 10 of your closest friends.  You share a beautiful, chatty dinner, everyone gets caught up, talking about their latest adventures, and then at the end of the evening everyone in the room hands you a crisp $100 bill.  And EVERYONE is excited.  

What's going on here?

Lucky you!  You're part of a susu or merry-go-round savings club.  Popular in the Caribbean, these community-building clubs function as both credit and savings. 

Learn more here:

https://www.npr.org/sections/goatsandsoda/2017/08/19/542436391/how-to-buy-a-goat-when-you-re-ultra-poor-join-a-merry-go-round

https://www.essence.com/news/money-career/what-is-a-sou-sou-savings-club-facts/