I'm an employer that offers health benefit plan options. An employee would like to add his dependent child to the plan mid-year due to a loss of coverage under the spouse's plan. The employee is currently enrolled in our high deductible health plan option, but would like to switch to the HMO copay option when he enrolls his dependent. Is the employee allowed to switch plan options midyear due to the qualifying event? 

This Comply on the Fly answers an employer's question about coverage changes during a special enrollment event, as required under HIPAA.

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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to [email protected] and we'll do our best to cover it in an upcoming episode!