With Michigan State University announcing potential layoffs and buyouts, financial anxiety is growing—not just in East Lansing, but across many university communities. In this episode, Dave and Nick share practical, down-to-earth advice for those facing employment uncertainty.

This isn’t just for MSU employees—anyone experiencing a rocky job outlook can benefit from the financial strategies shared in today’s conversation.

https://youtu.be/CSGaoVsvG-4

What You’ll Learn in This Episode:

The #1 thing to have in place before a job loss: a well-funded emergency fund

How to cut discretionary spending and increase your financial “runway”

Why now is a good time to review your retirement readiness—even if you don’t plan to retire yet

Health insurance options if you lose employer coverage (COBRA, ACA Marketplace, Medicare)

Smart moves around debt, 403(b) loans, and accessing retirement accounts

How to avoid emotional decision-making in uncertain times

Strategic ideas like home equity lines of credit or Roth conversions in low-income years

Why a financial check-in helps—even if layoffs never happen

Resources Mentioned:

Need Help Planning?
If you’re feeling uneasy about your financial future, we’re here to help. Contact SRB for a no-pressure conversation at [email protected] or visit srbadvisors.com to schedule a chat.

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