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By David Shotwell CFP(r) and Nick Nauta CFP(r)
5
33 ratings
The podcast currently has 181 episodes available.
In this episode we explore the latest developments in retirement planning, focusing on the implications of recent Federal Reserve actions and how they affect cash strategies for retirees. Join us as we break down the key points and provide practical advice for navigating these changes.
https://youtu.be/u6EUjgp20tM
Navigating the complexities of retirement planning and interest rate changes requires a steady hand and a long-term perspective. Always base your financial decisions on solid strategies rather than reacting to market hype.
For personalized advice and deeper insights, consider consulting with a financial advisor who can help tailor your retirement plan to your specific needs.
Don’t miss out on future episodes—subscribe to Kitchen Table Finance now to stay updated on the latest financial insights and strategies. For more in-depth guidance, book a consultation with our expert advisors today.
Feel free to shoot us an email at [email protected]
In this episode, we tackle the alarming rise of investment fraud targeting retirees. Cole Willams joins us again to discuss the increasing prevalence of scams, driven by economic hardships and advanced AI technologies, and offer practical advice on protecting your finances from fraudulent schemes.
https://youtu.be/YYx4DuWWkBg
Common types of fraud include:
5 Ways to Prevent Elder Financial Exploitation
Americans Reported Losing a Record $10 Billion to Scams and Fraud in 2023
AARP Scam Map
Investment fraud is a growing concern, especially for retirees. By understanding the tactics used by scammers and staying vigilant, you can protect your hard-earned savings. For more detailed advice and personalized guidance, consider consulting with a financial planner.
Stay informed and protect your investments. Subscribe to our podcast for more tips on safeguarding your financial future. If you have any questions or need assistance, don’t hesitate to reach out to our team of experts.
Don’t forget to subscribe, rate, and review our podcast on your favorite platform. Your support helps us reach more listeners and provide valuable information to protect your financial well-being. Check out our YouTube Channel HERE
In this episode, we tackle the complex world of student loans and how to help your kids make informed decisions about their educational financing. From the intricacies of different loan types to the pressing issue of loan forgiveness, join us as we break down what every parent and student should know. Cole Williams, our newest associate advisor joins Nick to lend his unique perspective.
https://youtu.be/zBYZcoSJ2D4
Understanding student loans is crucial for both parents and students. With the right information and planning, you can make informed decisions that won’t burden you financially in the long run. Stay tuned for more insights and expert advice on managing your finances.
Are you looking for solid retirement planning advice? Reach out to Dave and Nick, hosts of the Kitchen Table Finance Podcast and certified financial advisors. They specialize in navigating unique benefit plans and can help you capitalize on all opportunities available through your investments. Find out if you’re getting everything you could be with your financial plan.
[email protected] or call 517-321-4832
Feel free to share this episode with anyone who might benefit from our discussion. Don’t forget to subscribe to the Kitchen Table Finance Podcast for more tips and strategies on financial planning!
Thank you for tuning in!
Welcome back to another installment of Retirement Headlines with your hosts, Dave and Nick! In this episode, we provide an overview of the articles we’ve been reading, offering insights to help listeners understand what’s happening in the retirement landscape.
https://youtu.be/YD9N_G8JGos
Overview: Insurance coverage is changing, particularly with umbrella insurance.
Key Points:
Overview: The Yoters, former financial writers, are documenting their retirement.
Key Points:
Overview: Changes to retirement savings rules as reported by the Wall Street Journal.
Key Points:
Overview: According to Morningstar, the 60/40 portfolio is making a comeback.
Key Points:
Overview: Examination of the sustainability of the 60/40 portfolio with a 4% withdrawal rate.
Key Points:
Thanks for tuning in to this episode of Retirement Headlines! Have thoughts or questions about what we discussed? We’d love to hear from you.
Send an email to [email protected] or call 517-321-4832
Don’t forget to subscribe to our YouTube Channel for more insights and personalized advice. Book a call with one of our retirement advisors today to ensure you’re on the right track for a secure and enjoyable retirement.
Welcome to another episode of the Kitchen Table Finance Podcast! In this episode, Dave and Nick are joined by our newest associate advisor, Cole Williams. Today, we’re diving deep into making smart housing decisions during retirement—a topic that’s crucial for anyone looking to secure their financial future.
https://youtu.be/xOidCd80wm4
Making informed housing decisions in retirement can significantly impact your financial health. Whether you’re considering buying, selling, or renting, understanding the market dynamics and economic factors at play is essential.
Do you work for Michigan State University? Are you looking for solid retirement planning advice? Reach out to Dave and Nick, hosts of the Kitchen Table Finance podcast and certified financial advisors. They specialize in the unique benefit plans offered by MSU and how to capitalize on all you have available to you through your investments. Contact Shotwell Rutter Bear Financial Planners at SRBAdvisors.com, or simply search for the Kitchen Table Finance Podcasts wherever you get your podcasts.
Stay tuned for more insightful discussions, and don’t forget to subscribe to our podcast for future episodes!
Welcome to another episode of Kitchen Table Finance! Today, we have a very special guest, Scott de Varona, Division Director at MiABLE 529(a) Disability Savings Program & Student Loan Repayment Division. We discuss the groundbreaking MiABLE 529 disability savings program. If you’re curious about how this program can help individuals with disabilities achieve a better life experience, you’re in for a treat.
https://youtu.be/jM0Q1zol3n4?si=hMHWvJzFJ23s-IAS
What is ABLE?
According to their website, “ABLE is about Connecting People with Disabilities, their families, and those who support them to information about the Achieving a Better Life Experience (ABLE) Act and ABLE accounts. Our mission is to educate, promote, and support the positive impact ABLE can make on the lives of millions of Americans with disabilities and their families.”
Check out Michigan plan information here.
https://youtu.be/K2KnCTw_mRw
Common Misconceptions:
Building Trust:
Stephen Beck Jr. and the Origin of ABLE Accounts
Personal Story
Functionality and Benefits of ABLE Accounts
Ease of Setup: Simple online setup via https://www.ablenrc.org/
Key Advantages:
Contribution Limits: Up to $18,000 per year (subject to IRS changes)
Wide Range of Uses: Education, housing, transportation, medical expenses, and more
Why ABLE Accounts Matter
Empowerment: Providing financial independence to individuals with disabilities and encouraging smart financial decisions without penalty
This episode sheds light on how ABLE is revolutionizing financial planning for individuals with disabilities. Scott de Varona’s insights make it clear that ABLE accounts are a game-changer, offering a better life experience through financial empowerment.
Ready to learn more? Visit MiABLE to explore how you or a loved one can benefit from an ABLE account. Don’t forget to subscribe to our podcast for more expert insights and inspiring stories!
Scott de Varona, Executive Director at ABLE
Mission: Encourage and assist the saving of private funds to help persons with disabilities cover costs that support their health, independence, and quality of life.
Thank you for tuning in! If you enjoyed this episode, please leave us a review and share it with your network.
Join Dave and Nick as they explore strategies to manage market volatility during retirement. Drawing on behavioral finance principles, they provide practical advice to help you stay the course in turbulent times.
The Hour Between Dog and Wolf: How Risk Taking Transforms Us, Body and Mind by John Coates
The Power of Investing During Down Markets by David Shotwell
Market Volatility Survival Guide
Do you have investment or retirement questions? We’d love to chat with you. Please send an email to [email protected] or call 517-321-4832.
Are you affiliated with Michigan State University and seeking expert retirement planning advice? Reach out to Dave and Nick, your hosts and certified financial advisors. They specialize in benefit plans tailored to your unique situation.
For more insights and practical advice on navigating retirement with confidence, subscribe to the Kitchen Table Finance podcast and join our community of informed investors!
Welcome back to our much-anticipated June 2024 edition of “Retirement Planning Headlines,” where we save you the hassle of combing through endless financial articles. Sometimes even our listeners chime in with topics for our deep-dive discussions.
https://youtu.be/v182Ah4aRPA
Research from David Blanchett and Michael Finke suggests that retirees who hold a higher percentage of their wealth in guaranteed income spend more than retirees whose wealth consists of non annuitized assets
Have you come across any articles you have questions about or would like to hear us discuss? Send them our way at [email protected]
Remember to subscribe and follow our podcast for monthly updates packed with practical advice to guide you through your financial future with clarity and confidence. Stay tuned and stay informed!
In this episode, we take a deep dive into the world of target date funds—a topic we’ve touched on before but never explored in-depth. Inspired by a recent article that sparked some frustration, we discuss the pros and cons of these investment tools.
https://youtu.be/SY1rkeJxeK0
Here are the main points we cover:
Overview of Target Date Funds:
While target date funds offer numerous benefits, they are not without their drawbacks. Understanding these can help you make informed decisions about your retirement planning.
For more insights into target date funds and how they can fit into your retirement plan, check out this Vanguard guide on target date funds.
Feeling overwhelmed with retirement planning? Don’t worry, the right target date fund can simplify your path to a comfortable retirement. Tune in to our episode and learn how to make the most out of your investments. And if you liked this episode, don’t forget to subscribe, rate, and review us on YouTube
Tune in to this episode for expert insights and practical tips to help you on your retirement planning journey.
In this episode, we take an in-depth look at the market trends and economic indicators of Q2 2024, along with our outlook for Q3. We discuss the overall market performance, the impact of tech stocks, bond market stability, and the intriguing dynamics of the international stock market. Additionally, we explore the implications of unemployment rates, inflation, and consumer behavior on the economy.
While the market has shown remarkable resilience and growth in 2024, the dominance of a small number of tech stocks and potential consumer debt issues warrant cautious optimism. Inflation trends and unemployment rates will be key areas to watch as we move into Q3.
Stay informed and make data-driven financial decisions. Subscribe to our newsletter for regular updates and deeper insights into the market trends.
We’d love to hear your thoughts on this episode. Drop us a comment or email us at [email protected].
Follow the Kitchen Table Finance podcast to learn about money and simple ways to invest right now.
If you have questions about this or any other topic, please email us at [email protected].
The podcast currently has 181 episodes available.