Larry and Kim talk about how government shutdowns can ripple into Social Security, Medicare, and cash flow for retirees. Learn what stays protected, what might get delayed, and how to keep your retirement plan on track through uncertain times.

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Larry and Kim break down how government shutdowns really work—and what they mean for retirees. From Social Security and Medicare to market reactions and everyday impacts, they share why awareness matters, but panic doesn’t. It’s a timely conversation about staying informed, keeping perspective, and focusing on what you can control.

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Estate planning is more than documents—it’s about preserving your life story. Larry, Kim, and attorney Keith Russell explore how to protect digital assets, capture family memories, and leave behind more than just money. From recording life stories to smart charitable giving and coordinated retirement strategies, this episode is about ensuring your legacy truly reflects who you are.

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Larry and Kim are joined by attorney Keith Russell to break down how estate taxes really work—and how to avoid costly mistakes. From gifting rules and charitable strategies to wills, trusts, and Minnesota’s unique estate tax laws, they cover practical ways to protect your assets, reduce taxes, and make sure your wishes are carried out the right way.

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Larry and Kim sit down with estate attorney Keith Russell to talk about one of the most overlooked parts of planning—beneficiary designations. They cover common mistakes, probate delays, and how outdated paperwork can send assets to the wrong person. It’s a practical conversation about keeping your loved ones protected and your legacy on track.

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Larry and Kim sit down with estate planning attorney Keith Russell to break down the key differences between wills and trusts—and why having a plan matters for everyone, not just the wealthy. From avoiding probate to naming beneficiaries and keeping family harmony, they share how the right estate plan helps you protect your loved ones and your legacy.

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Larry and Kyle break down some of the biggest retirement mistakes they see — from parking too much in cash to chasing high yields, ignoring tax planning, and autopilot withdrawals. They share smart strategies to protect your portfolio, keep more of your income, and make confident decisions even when inflation runs high.

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Larry and Kyle break down smart strategies for building and maintaining a retirement portfolio during inflationary times. From setting the right risk profile to keeping healthy cash reserves and rebalancing with purpose, they share how to stay disciplined, confident, and prepared no matter what the market brings.

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Larry, Kim, and Kyle dive into how inflation impacts retirees and what you can do to stay ahead. From portfolio construction and Social Security adjustments to interest rates and tariffs, they break down how to protect your purchasing power in a changing economy.

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Larry and Kyle break down how inflation impacts Social Security benefits, Medicare costs, and overall retirement planning. From COLA increases to healthcare expenses and tax coordination, they share strategies to stay prepared and make smarter financial decisions in retirement.

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