Safe Haven $olutions

In this episode of the Safe Haven Solutions Podcast, Larry is joined by Kyle Thomas, CFP®, to break down how 529 plans work and why they remain a popular tool for college savings. They discuss tax benefits, contribution strategies, FAFSA considerations, and what options families have if education plans change. Whether you’re saving for children, grandchildren, or future education goals, this conversation highlights how proper planning can add flexibility and peace of mind.

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In this episode of the Safe Haven Solutions Podcast, Larry is joined by Kyle Thomas, CFP®, to discuss the rising cost of college and how families can plan without sacrificing their own retirement. From 529 plans and early savings strategies to the importance of “skin in the game,” they explore practical ways to prepare for education expenses at every stage of life. With college costs continuing to climb, this conversation highlights why planning early—and planning smart—can make all the difference.

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In this episode of the Safe Haven Solutions Podcast, Larry and Kyle unpack the coming Great Wealth Transfer and what today’s retirees need to know about passing assets — including the family home — to the next generation. They cover the importance of proper estate planning, avoiding probate, smart ways to gift assets while living, and how taxes, long-term care, and beneficiary mistakes can derail your legacy.

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In this episode of the Safe Haven Solutions Podcast, Larry and Kyle break down what retirees need to know before selling their home — from understanding true market value to navigating capital gains taxes, double closing costs, and the hidden expenses of relocating. They also discuss how your home fits into a bigger retirement strategy and why proper planning is essential before making a move.

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In this episode of the Haven Financial Group Radio Show, Larry and Kyle break down the biggest financial traps and opportunities for empty nesters. From staying disciplined during your highest-earning years to maximizing catch-up contributions, tracking spending, and making smart Social Security decisions, this segment focuses on how to turn the empty-nest phase into a powerful boost for your retirement plan.

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In this episode of the Safe Haven Solutions Podcast, we break down what your home really means for your retirement future. Larry, Kim, and Kyle discuss today’s housing market, why so many retirees feel “house locked,” and how shifting mortgage rates may influence your next move. We also explore how real estate fits into long-term retirement planning, property values, and transferring wealth to the next generation.

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In this episode, Larry dives into one of the most overlooked—but most important—parts of your year-end retirement checklist: your estate plan. Many people assume estate planning is only for the wealthy, but Larry explains why every retiree—regardless of assets—needs the right documents in place. He and Kim discuss the common misconceptions around wills and trusts, why outdated paperwork can create major problems, and how a solid estate plan can be one of the greatest gifts you leave to your family.

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In this episode, Larry sits down with Haven Financial Group’s CPA, Lance Larson, and his assistant, Melissa, to unpack the tax strategies retirees should be focusing on as the year comes to a close. They break down the difference between tax preparation and true year-round tax planning, and explain why December is such a critical window for getting your financial house in order.

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In this episode, Larry welcomes Haven Financial Group’s CPA, Lance Larson, to break down the essential tax moves to make before the year ends. They walk through 2025 contribution limits for IRAs and 401(k)s, explain catch-up provisions, and discuss why understanding these numbers now can help you avoid penalties and maximize your tax advantages heading into 2026.

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As the holiday season arrives and the year winds down, it’s the perfect time to tackle essential end-of-year retirement housekeeping. In this episode, Larry walks through the key steps to keep your retirement plan strong—reviewing your Social Security strategy, maximizing contributions, considering Roth conversions, checking income streams, stress-testing investments, and making sure your estate planning documents and beneficiaries are up to date. A practical, seasonal checklist to help you avoid costly mistakes and head into 2026 feeling confident, organized, and prepared.

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