Safe Haven $olutions

Larry and Kim are joined by attorney Keith Russell to break down how estate taxes really work—and how to avoid costly mistakes. From gifting rules and charitable strategies to wills, trusts, and Minnesota’s unique estate tax laws, they cover practical ways to protect your assets, reduce taxes, and make sure your wishes are carried out the right way.

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Estate planning is more than documents—it’s about preserving your life story. Larry, Kim, and attorney Keith Russell explore how to protect digital assets, capture family memories, and leave behind more than just money. From recording life stories to smart charitable giving and coordinated retirement strategies, this episode is about ensuring your legacy truly reflects who you are.

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Larry and Kim sit down with estate attorney Keith Russell to talk about one of the most overlooked parts of planning—beneficiary designations. They cover common mistakes, probate delays, and how outdated paperwork can send assets to the wrong person. It’s a practical conversation about keeping your loved ones protected and your legacy on track.

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Larry and Kim sit down with estate planning attorney Keith Russell to break down the key differences between wills and trusts—and why having a plan matters for everyone, not just the wealthy. From avoiding probate to naming beneficiaries and keeping family harmony, they share how the right estate plan helps you protect your loved ones and your legacy.

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Larry and Kyle break down smart strategies for building and maintaining a retirement portfolio during inflationary times. From setting the right risk profile to keeping healthy cash reserves and rebalancing with purpose, they share how to stay disciplined, confident, and prepared no matter what the market brings.

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Larry and Kyle break down some of the biggest retirement mistakes they see — from parking too much in cash to chasing high yields, ignoring tax planning, and autopilot withdrawals. They share smart strategies to protect your portfolio, keep more of your income, and make confident decisions even when inflation runs high.

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Larry and Kyle break down how inflation impacts Social Security benefits, Medicare costs, and overall retirement planning. From COLA increases to healthcare expenses and tax coordination, they share strategies to stay prepared and make smarter financial decisions in retirement.

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Larry, Kim, and Kyle dive into how inflation impacts retirees and what you can do to stay ahead. From portfolio construction and Social Security adjustments to interest rates and tariffs, they break down how to protect your purchasing power in a changing economy.

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Larry and Kim unpack why taxes in retirement can be higher than expected—and how smart planning can make a big difference. From RMDs to Social Security, annuities, and moving to tax-friendly states, they cover key ways to keep more of what you’ve earned.

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Larry and Kim dive into what to consider before selling your home in retirement — from financial planning and timing to taxes, decluttering, and simplifying life. Plus, a look at how proper planning can help make these big transitions smoother.

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