Safwan is the Founder and CEO of PayActiv, a Silicon Valley company that offers employer-sponsored financial wellness to employees. PayActiv is the pioneer of timely Earned Wage Access (EWA), which provides workers on-demand access to earned but not yet paid wages. In 2018, PayActiv increased the purchasing power of workers by an astounding $120M through its EWA function. Businesses that partner with PayActiv see significant cost reductions through increased retention by an average 30%. A win-win for employers and workers, PayActiv delivers timely EWA to Walmart, the world’s largest private sector employer, and hundreds of other businesses that employ lower-income, hourly workers.