People like to say later is better than never. For Gap Inc.’s sake, let’s hope that’s true.The San Francisco apparel retailer, which also runs Banana Republic, Old Navy and Athleta, has struggled to increase sales over the past few years, forcing it to close stores and rethink its position in a fast-changing industry. I previously wrote that Gap was heading toward bankruptcy if it didn’t make some big changes to its business model and culture.

Muralist Max Martilla paints a mural that’s part of Covered California’s marketing campaign on the East Oakland Youth Development Center. California’s open enrollment period runs for 12 weeks, from Nov. 1 ... more Muralist Max Martilla paints a mural that’s part of Covered California’s marketing campaign on the East Oakland Youth Development Center. California’s open enrollment period runs for 12 weeks, from Nov. 1 to Jan.

From left: H-1B visa holder Sukhder Singh, Ranbiv Kanv, Guvdeep Singh Baljit Kam, 3-months, and Jasraj Singh, right, also an H-1B visa holder are seen at Gurdwara on Sunday, Oct. 29, 2017, in San Jose. From left: H-1B visa holder Sukhder Singh, Ranbiv Kanv, Guvdeep Singh Baljit Kam, 3-months, and Jasraj Singh, right, also an H-1B visa holder are seen at Gurdwara on Sunday, Oct. 29, 2017, in San Jose.

Disney and Lenovo are offering a $200 augmented reality game system called Star Wars: Jedi Challenges, complete with lightsaber controller, headset and tracking beacon, as excitement builds ahead of the Dec. 15 ... more Disney and Lenovo are offering a $200 augmented reality game system called Star Wars: Jedi Challenges, complete with lightsaber controller, headset and tracking beacon, as excitement builds ahead of the Dec.

Gregory Wilson (right), who lost his Sonoma County home to the wildfires, is joined by attorneys Khaldoun Baghdadi (left) and Frank Pitre in Burlingame. Gregory Wilson (right), who lost his Sonoma County home to the wildfires, is joined by attorneys Khaldoun Baghdadi (left) and Frank Pitre in Burlingame.

The itemized deduction for state and local taxes has become a flash point in the debate over the GOP’s tax plans. The House and Senate proposals call for sharply limiting or eliminating the so-called SALT deduction. Critics say Republicans in high-tax states would have a hard time voting for any bill that included this provision, because the deduction is so valuable to their constituents. And it is, to some.

Philo, a San Francisco company named after the inventor of television, is graduating its online streaming TV service aimed at college students to older cost-cutting audiences.Philo is offering a package of 35 popular entertainment networks starting at $16 a month, less than similar services like Sling TV. The company is using technology it built from an 8-year-old TV streaming service now available at more than 70 colleges around the country.

It’s not just you: Dreamforce is taking over more of SF The lobby of the Museum of the African Diaspora was transformed from its usual look. The lobby of the Museum of the African Diaspora was transformed from its usual look. Artwork at the Museum of the African Diaspora is stored away during the Dreamforce conference. Artwork at the Museum of the African Diaspora is stored away during the Dreamforce conference.

David Lee (center), a co-founder of SV Angel, is seen at the 2012 TechCrunch Disrupt SF conference with Marissa Mayer, then CEO of Yahoo, and TechCrunch founder Michael Arrington. Lee is suing Ron Conway, his ... more David Lee (center), a co-founder of SV Angel, is seen at the 2012 TechCrunch Disrupt SF conference with Marissa Mayer, then CEO of Yahoo, and TechCrunch founder Michael Arrington. Lee is suing Ron Conway, his former partner in SV Angel.

A water tanker truck to support fire crews overturned, killing the driver on Oakville Grade near Highway 29 on Monday, Oct. 16, 2017 in Oakville, CA. A water tanker truck to support fire crews overturned, killing the driver on Oakville Grade near Highway 29 on Monday, Oct. 16, 2017 in Oakville, CA. Fire along the ridge in Oakville being doused by helicopters on Monday, Oct. 16, 2017 in Oakville, CA. Fire along the ridge in Oakville being doused by helicopters on Monday, Oct. 16, 2017 in Oakville, CA.