Was 2025 a watershed year for the growth of AI decisioning? Will 2026 be the year of Agentic AI? How should insurers move forward with AI decisioning systems to balance automation with accountability and stay competitive? Special guest Rafael Goldberg, Head of Sapiens Decision, sits down with host Mark Sidlauskas, Sapiens' Director of Marketing, to reflect on the transformative evolution of AI decisioning in 2025, Sapiens Decision's year of achievements, and explore what 2026 holds for the future of insurance decisioning in our latest podcast.

Today’s insurance industry is undergoing a fundamental transformation. Faced with escalating climate volatility, sophisticated cyber threats, and expanding protection gaps, insurers are moving beyond their traditional role of compensating losses after the fact. Instead, they're proactively helping customers identify and mitigate risks before disaster strikes. What’s making this evolution possible is a wave of technological innovation, particularly AI-powered tools that enable early detection and intervention. Host Dean Richardson, Sales Director UKI and Benelux at Sapiens, welcomes Onno Bloemers, Partner at First Day Advisory Group, to explore how the industry is entering a new era of predict-and-prevent insurance -- and what this means for insurers and their customers -- in our latest podcast.

It was a fast-paced 2025 for the Life & Annuity sector, and as 2026 approaches, challenge and opportunity lie ahead. Despite 2025's record net income of $51.1 billion, many carriers remain hesitant to fully embrace AI and digital transformation. And with 4 million Americans turning 65 annually through 2027 and trillions transferring between generations, unprecedented growth awaits, but are carriers prepared? Our latest podcast features host Calvin Zhai, Sapiens' Product Marketing Strategy Manager, and special guest Ken Leibow, Founder and CEO of InsurTech Express, exploring the sector's takeaways for 2025, and predictions for 2026.

Managing General Agents, or MGAs, have exploded from scrappy intermediaries to insurance powerhouses, commanding over $102 billion in premiums and leaving traditional carriers scrambling to keep up. These nimble risk specialists are tackling everything from cyber threats to carbon credits, while offering reinsurers a lifeline from the volatile world of catastrophic tail risk. Our latest podcast features host Darren Graves, Sapiens' Sales Manager for Reinsurance and special guest Mark Geoghegan, Founder and Host of "The Voice of Insurance," podcast, in a discussion on the rapid growth of MGAs and how they've become strategic partners for reinsurers seeking agility, specialized expertise, and access to profitable niche markets.

We're witnessing the next step in the evolution of AI -- it's Agentic AI, and it's transforming insurtech by automatically adjusting premiums, identifying emerging risks, and making underwriting decisions, all with minimal human intervention. Sapiens Marketing Director Mark Sidlauskas sits down with Sapiens Decision CTO Denzil Wasson to break down the buzz behind Agentic AI, and how it's reshaping insurance operations in our latest podcast.

Of the many changes happening in today's insurance industry, one of the most striking is consumers' growing dependence on social media for financial information, with over 60% -- double the rate from 16 years ago -- spanning everyone from Baby Boomers to Gen Z'ers. This makes personalized, interactive digital experiences essential for reaching customers about the importance of life insurance. In our latest podcast, Sapiens' Director of Life Marketing Christine Burke sits down with Brian Steiner, Executive Director of nonprofit Life Happens, to explore how insurance companies can attract consumers and cut through the misinformation with the right blend of tailored messaging and compelling sector content.

Electronic payment systems are suddenly everywhere -- PayPal, ACH, Apple Pay, and countless others. While many of these cashless payment offerings are fixtures for online and brick-and-mortar merchants, insurers are still playing catch-up when it comes to implementing these options. Sapiens' Life & Annuities Business Development Specialist Alex Presley and Paymentus' Vice President of Sales Rob Eberly sit down to discuss the historical barriers that have prevented insurers from modernizing their payment systems, and how they can overcome them to meet today's customer needs in our latest podcast.

For today's insurers, ecosystem partnerships have become essential as accelerating innovation makes in-house development unsustainable, while customers demand insurance applications that rival the intuitive experience of platforms like Google and Uber. Our latest podcast features host Larry Stern, Sapiens' Senior Vice President, Head of North American Sales and guest Paul Applegate, InvoiceCloud's VP of Alliances, who discuss their successful partnership that delivers a 40% increase in on-time payments and the growing need for strategic partnerships to enable successful core system transformations.

So many of today's consumers can provide a good working definition of insurance and its purpose, but when asked about reinsurance, blank stares ensue. Our latest podcast, featuring host Mark Sidlauskus, Sapiens' Marketing Director and guest Craig Robinson, Sapiens' VP of Reinsurance Business Development, covers the basics of reinsurance, including its purpose, how it relates to the greater insurance market, what challenges it faces due to inflation and economic volatility, and more.

AI has been a game-changer for today's life insurers, from analyzing data sets, to creating personalized risk assessments, to developing more responsive, fair policies based on real-time data. So what's next for AI-powered life insurance? Host Jennifer Smith, Vice President of Product Strategy for Sapiens’ North American Life & Annuities division and return guest Dror Katsav, Co-founder and CEO of Atidot, discuss the new capabilities that AI can bring into the table, and how insurers and their agents can adapt them for a major competitive advantage in our latest episode.