Sara Makes Sense

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It’s not a bad problem to have.  A little extra in the bank... on hand for whatever life throws at you. 

What about investing that money?  However, the markets are roaring, surely now would not be a smart time to buy.  Right?

In this episode of Sara Makes Sense, host Sara McCullough breaks down the fear and impossibilities of timing the market. 

And she outlines the most common mistake we make when it comes to our money.

Got a question for Sara?
Send her an email at [email protected] and she might respond to it in an upcoming episode
  Sara's website is https://www.wddevelopment.ca/ 

The information in this podcast is intended for general information and illustrative purposes. For advice relevant to your specific situation, connect with a qualified financial planner, lawyer, or accountant before making any changes to your situation.

Sara's designations: Certified Financial Planner (CFP), Chartered Financial Divorce Specialist (CFDS), Certified Divorce Financial Analyst (CDFA).

For more of Sara's writing, find her on:

Substack

LinkedIn

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This podcast is designed to inform, educate and enlighten because Sara DOES make sense.

In previous episodes, we’ve covered off everything from divorce to timing the market to what kind of insurance is needed and necessary.

In this episode of Sara Makes Sense, Sara answers real questions about real issues from her real listeners. 

Got a question for Sara? Send her an email at [email protected] and she might respond to it in an upcoming episode

Sara's website is https://www.wddevelopment.ca/ 

The information in this podcast is intended for general information and illustrative purposes. For advice relevant to your specific situation, connect with a qualified financial planner, lawyer, or accountant before making any changes to your situation.

Sara's designations: Certified Financial Planner (CFP), Chartered Financial Divorce Specialist (CFDS), Certified Divorce Financial Analyst (CDFA).

For more of Sara's writing, find her on:

Substack

LinkedIn

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We plan for vacations. We plan a weekend.

However, many of us don’t plan when it comes to big ticket items, like financial planning when you decide to live with someone.

Why do you need one? After all, you’re both in love.

In this episode of Sara Makes Sense, Sara uses real life examples to walk listeners through the expensive landmines that can await separating couples who have not planned ahead.   

Got a question for Sara? Send her an email at [email protected] and she might respond to it in an upcoming episode

Sara's website is https://www.wddevelopment.ca/ 

The information in this podcast is intended for general information and illustrative purposes. For advice relevant to your specific situation, connect with a qualified financial planner, lawyer, or accountant before making any changes to your situation.

Sara's designations: Certified Financial Planner (CFP), Chartered Financial Divorce Specialist (CFDS), Certified Divorce Financial Analyst (CDFA).

For more of Sara's writing, find her on:

Substack

LinkedIn

Send us Fan Mail

It’s one of life’s emotional landmines. 

When a marriage ends, people are often at their worst. Decision making is difficult. 

The process is no longer a showdown featuring hired legal guns in front of a judge.

In this episode of Sara Makes Sense, Sara talks with Family Law Mediator Jennifer Sanders.  Jennifer helps clients going through a separation. But she not only walks a couple through the difficult process, but also, when necessary, a post separation parenting plan. 

Sadly, many marriages have dissolved over the course of the pandemic. 

This timely episode is a starting point for those couples facing separation.

Jennifer Sanders can be reached at Sanders Mediation.
https://jennifersanders.ca/
Have a listen to Jennifer's podcast https://podcasts.apple.com/ca/podcast/split-the-after-ever-after-podcast/id1539553779

Got a question for Sara? Send her an email at [email protected] and she might respond to it in an upcoming episode

Sara's website is https://www.wddevelopment.ca/ 

The information in this podcast is intended for general information and illustrative purposes. For advice relevant to your specific situation, connect with a qualified financial planner, lawyer, or accountant before making any changes to your situation.

Sara's designations: Certified Financial Planner (CFP), Chartered Financial Divorce Specialist (CFDS), Certified Divorce Financial Analyst (CDFA).

For more of Sara's writing, find her on:

Substack

LinkedIn

Send us Fan Mail

Getting separated is hard enough.
It’s easily one of life’s most difficult chapters.
Battling your lawyer as well as your ex-spouse is the last thing anyone needs.
In this episode of SARA MAKES SENSE, Sara speaks with veteran Family lawyer David Morneau.
Together they unpack the do’s and don’ts of how to deal with a lawyer, and how to get through the process with integrity intact. 

 David Morneau can be reached on LinkedIn

Got a question for Sara? Send her an email at [email protected] and she might respond to it in an upcoming episode

Sara's website is https://www.wddevelopment.ca/ 

The information in this podcast is intended for general information and illustrative purposes. For advice relevant to your specific situation, connect with a qualified financial planner, lawyer, or accountant before making any changes to your situation.

Sara's designations: Certified Financial Planner (CFP), Chartered Financial Divorce Specialist (CFDS), Certified Divorce Financial Analyst (CDFA).

For more of Sara's writing, find her on:

Substack

LinkedIn

Send us Fan Mail

When we get married, the plan is to stay married. But life and statistics suggests that's not always the case. When a marriage ends before you do, what’s the plan?

In this episode of SARA MAKES SENSE, Sara looks at the financial landmines that accompany an emotional separation. Mistakes can be made in a moment that end up lasting a lifetime.

Got a question for Sara? Send her an email at [email protected] and she might respond to it in an upcoming episode

Sara's website is https://www.wddevelopment.ca/ 

The information in this podcast is intended for general information and illustrative purposes. For advice relevant to your specific situation, connect with a qualified financial planner, lawyer, or accountant before making any changes to your situation.

Sara's designations: Certified Financial Planner (CFP), Chartered Financial Divorce Specialist (CFDS), Certified Divorce Financial Analyst (CDFA).

For more of Sara's writing, find her on:

Substack

LinkedIn

Send us Fan Mail

As we prepare for a post COVID economy, many Canadians are starting their own business. 

If you’re becoming an entrepreneur, there are many new roads you will travel, one of them is incorporating your business. Tax implications, pension plan and making sure your corporation doesn’t become YOUR boss.

In this terrific episode of SARA MAKES SENSE, Sara peels back the layers on incorporating your business and why incorporating could save you money, sleepless nights and even relationships. 

Got a question for Sara? Send her an email at [email protected] and she might respond to it in an upcoming episode

Sara's website is https://www.wddevelopment.ca/ 

The information in this podcast is intended for general information and illustrative purposes. For advice relevant to your specific situation, connect with a qualified financial planner, lawyer, or accountant before making any changes to your situation.

Sara's designations: Certified Financial Planner (CFP), Chartered Financial Divorce Specialist (CFDS), Certified Divorce Financial Analyst (CDFA).

For more of Sara's writing, find her on:

Substack

LinkedIn

Send us Fan Mail

Car Insurance. Home Insurance. Life Insurance. Those are the so-called big 3 in the insurance space, but you know insurance can stretch far and wide.

It’s good to have peace of mind, but how much insurance is too much?

In this episode of SARA MAKES SENSE, Sara speaks with Insurance expert Tony Salgado about the real Wants, Wishes and Must Haves of insurance in 2021.  Safe to say, you’re covered. 

To contact Tony Salgado:
Website
Email

Got a question for Sara? Send her an email at [email protected] and she might respond to it in an upcoming episode

Sara's website is https://www.wddevelopment.ca/ 

The information in this podcast is intended for general information and illustrative purposes. For advice relevant to your specific situation, connect with a qualified financial planner, lawyer, or accountant before making any changes to your situation.

Sara's designations: Certified Financial Planner (CFP), Chartered Financial Divorce Specialist (CFDS), Certified Divorce Financial Analyst (CDFA).

For more of Sara's writing, find her on:

Substack

LinkedIn

Send us Fan Mail

Who inherits your estate in Canada if you have no will?  Not who you’d think. Your common-law spouse doesn’t automatically receive it, your former spouse might if you’re separated but not divorced, money bypasses your spouse and goes to your minor children when you’re married.  In this episode, Sara explains ‘intestate’, ‘probate’ and why it’s never too late for you to legally document your final wishes.

Got a question for Sara? Send her an email at [email protected] and she might respond to it in an upcoming episode

Sara's website is https://www.wddevelopment.ca/ 

The information in this podcast is intended for general information and illustrative purposes. For advice relevant to your specific situation, connect with a qualified financial planner, lawyer, or accountant before making any changes to your situation.

Sara's designations: Certified Financial Planner (CFP), Chartered Financial Divorce Specialist (CFDS), Certified Divorce Financial Analyst (CDFA).

For more of Sara's writing, find her on:

Substack

LinkedIn

Send us Fan Mail

It’s a subject or issue many people ignore.
But by doing advance planning or incapacity planning avoids legal landmines at the worst possible time.
In this episode of SARA MAKES SENSE, Sara speaks with Blair Botsford on why everyone should take control of their situation, well before they can’t control their situation.

Guest: Blair Botsford, O'Sullivan Estate Lawyers, LLP
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Got a question for Sara? Send her an email at [email protected] and she might respond to it in an upcoming episode

Sara's website is https://www.wddevelopment.ca/ 

The information in this podcast is intended for general information and illustrative purposes. For advice relevant to your specific situation, connect with a qualified financial planner, lawyer, or accountant before making any changes to your situation.

Sara's designations: Certified Financial Planner (CFP), Chartered Financial Divorce Specialist (CFDS), Certified Divorce Financial Analyst (CDFA).

For more of Sara's writing, find her on:

Substack

LinkedIn