Pat and Jen will go into detail on what the 4% rule is; why it’s broken; and the successful strategies that people are using today to ensure they never run out of money in retirement. Many financial advisors have been touting the 4% rule as a staple for safely withdrawing income in retirement. Today’s experts disagree! If your retirement plan depends on this outdated rule of thumb, you could be headed for trouble!

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This show is about retiring in a world of chaos. Whether it’s war with Syria, Russian defiance, Iran building a nuclear bomb, or ISIS terrorizing the world … there’s always something new to worry about. Throw in the rollercoaster ride on Wall Street, and the never-ending challenges facing retirees today – and you have a recipe to make the most confident soon-to-be-retirees nervous.

If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/how-to-retire-in-a-world-of-chaos/id1053921132?i=1000362805961? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!

This week’s show is about the biggest fear retirees face: running out of money in retirement. In a survey conducted by AARP, more than 3 out of every 5 retirees ages 45-75 (61%) feared running out of money in retirement, more than they feared death itself.

Pat will talk about some potential strategies you could use to make sure you don't outlive your money.

If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/biggest-fears-in-retirement/id1053921132?i=1000362805959? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!

This show is about the #1 retirement savings vehicle – the 401(k). Major news outlets have widely criticized the 401-K - and with good reason. Steve Kroft of 60 Minutes stated “… the shortcomings of this retirement system have jeopardized the financial security of tens of millions of people.” The Wall Street Journal calls the 401(k) a “colossal failure.” Forbes calls it a “retirement savings crisis,” and a “failed experiment.” The Huffington Post goes as far as calling the 401(k) a “ticking time bomb!”

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This show is about the 12 steps to a sound retirement. The outlook is pretty grim, and retirees need a reality check. Tune in to find out what 12 steps could save your retirement!

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The retirement landscape has changed for anyone retiring today and there are 6 strategies that every retiree, and soon-to-be-retiree, should incorporate into their financial game plan. Any one of them could be a retirement game-changer.

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This week’s show is about what we can learn from other people’s regrets about planning for retirement. The things they should have done, could have done, and wished they had done that would have made a profound difference on their lifestyle in retirement.

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In a country where it’s common practice to hire a wedding planner for a wedding; a nutritionist or a personal trainer to lose weight; or a golf-pro to improve your swing; many people struggle on hiring a retirement advisor for what will be the largest event of their entire life.

A recent research study conducted by Morningstar concluded that people who have a formalized financial game plan (using five techniques) generated 23% more income in retirement for the average retiree. And they did that by using five specific techniques.

If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/financial-plans-arent-just-for-the-rich/id1053921132?i=1000362805963? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!

This show is about what we can learn from today’s successful retirees. Here are some potential lessons we can learn from other successful retirees …

• Living within your means

• Maximize tax deferred contributions

• Get on the same page as your spouse

• Understand exactly how and when to maximize your social security benefits

• Having a household budget

• Keep your emotions in check

If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/the-successful-retiree-next-door/id1053921132?i=1000362805948? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!

Health care costs can cripple any retirement that’s not prepared. And chances are you aren’t ready for the “actual” cost of retiring. Fidelity projects that the average couple retiring today will need nearly $250,000 to pay for out-of-pocket health care costs in retirement — and that’s not counting long term care.

If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-wild-card/id1053921132?i=1000362805966? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!