What if the real retirement risk isn’t market swings, but losing the paycheck you depend on?
Steve Anzuoni breaks down why so many Americans doubt retirement is even possible and why replacing income matters more than chasing growth. He explains the shift from pensions to personal savings, the role Social Security really plays, and how an income‑first approach can change how people think about spending, debt, and long‑term confidence. The conversation also explores purpose after retirement, un‑retiring by choice versus necessity, and why having a clear plan can remove uncertainty from the years ahead.

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