Saving With Steve

In this episode of Saving With Steve, host Steve Sexton is joined by Brad Galbraith, an attorney, CPA, and creator of ChangeMyDomicle.com, along with Chief Valuation Officer, Polina Ryshakov, and Chief Marketing Officer, Shane Steele, of Sundae.

Last year in the state of California alone, over 663,000 people moved out of state to states with lower or no state taxes. The same thing is happening to all high-tax states like New York, New Jersey, Illinois, and more. The reality is a state like California doesn't want to lose your tax dollars and will do everything to keep you paying, so it's important to learn how to pass your state's domicile test.

My first guest today, Brad Galbraith, is an attorney, CPA, and creator of ChangeMyDomicle.com. He joins us today to discuss how every state has its own test for domicile and why failing to pass the test comes at a very high price.

Brad shares how ignoring your current state's laws regarding domicile could lead to unnecessary stress, audits and income tax, and estate tax claims by your current state even after you have attempted to change your domicile. He also talks about five things to consider before changing your domicile, how to change your state's registry, and how to defend against an audit in reference to your domicile state.

Despite the uncertainty of a post-pandemic economy, Sundae is making it easier for investors to buy properties and create competition to drive up prices for homeowners. Sundae is the only marketplace that connects homeowners that are looking to sell their property as-is to the largest network of vetted local investors to ensure that they receive the highest possible offer.

My second guests, Polina Ryshakow and Shane Steele, Chief Valuation Officer and Chief Marketing Officer at Sundae, join us today to provide insight on what's been going on with the real estate market during the pandemic, how long they think this market will last, and the predatory games that are played by many real estate investor networks.

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Jeff Tinsley, the Founder and CEO at RealMe Solutions, and U.S. Navy Captain, engineer, mentor, and speaker, Jenn Donahue.

They say love hurts, and with so many romance scams out there today, that's doubly true—hearts are broken and wallets are emptied. Over the past three years, people have reported losing more money on romance scams than on any other fraud type. In 2020, reported losses to romance scams reached a record $304 million, which was up about 50% from 2019.

It's reasonable to wonder what happened in 2020 to make these dollars losses continue to spike. An obvious reason may be the pandemic limiting our ability to meet in person. But, outside of the pandemic, the share of people who have ever used an online dating site or app has also been rising and romance scammers are primed to take advantage.

My first guest today, Jeff Tinsley, is the Founder and CEO at RealMe Solutions, an online reputation platform dedicated to cultivating safety and trust online. He joins us today to discuss fraud and scam prevention in the online marketplace, some of the biggest issues we are facing today in our digital interactions, and how RealMe is helping everyday people avoid being scammed out of their hard-earned money.

Feelings of self-doubt are nothing new for women in the workplace. In fact, 75% of female executives experience imposter syndrome. But, with personal and professional lives colliding, it has become more difficult than ever to "fake it 'til you make it." Whether you are a female in the workplace or not, you can learn some valuable lessons from my guest, Jenn Donahue, who is a U.S. Navy Captain, engineer, mentor, and speaker that helps leaders and managers tap into their most powerful source of strength.

She joins us today to share how we can take our camouflage off and stop trying to blend in, build the women leaders of tomorrow, find our leadership style, and command respect and loyalty from our team by building a solid foundation of trust.

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Louis Pierro, the founder and principal of Pierro, Connor & Strauss, LLC, who concentrates his law practice in the areas of Estate Planning, Estate and Trust Administration, Business Succession Planning, Elder Law, and Special Needs Planning, and Richard Wheeler, the President of Mido Lotto, who has 20+ years of lottery, BD, and operating experience with multi-national companies and government agencies.

My first guest today, Louis Pierro, is the Founder and principal of Pierro, Connor & Strauss, LLC, a Law firm with a mission to empower their clients to achieve their goals, protect their families, and navigate through the complex problems encountered by each generation. He joins us today to discuss estate planning during the pandemic, what estate planning documents the average person needs, and the biggest estate planning mistakes.

Did you know one billion dollars in lottery winnings go unclaimed each year in the U.S.? Mega Millions is over $125MM, and Powerball is up over $220 MM. The lottery business is changing, especially the way you go about getting buying your lottery tickets.

My second guest, Richard Wheeler, is a lottery expert and the President of Mido Lotto, a company with a mission to increase good cause contributions by bringing lottery into the mobile, social, and physical distancing age. He joins us today to discuss the upcoming historic jackpot and his company's new smartphone app that allows players to safely order lottery tickets from the comfort of their own home.

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Arvee Robinson who is a Master Speaker Trainer, International Speaker, Author, and the CEO of the Arvee Robinson International, and Entrepreneur and nationally recognized expert on Amazon, Jason Boyce, who is the Founder and CEO of Avenue7Media and the author of "The Amazon Jungle."

How would you like to learn how to speak persuasively to co-workers, your boss, a group, an executive team, or that potential new client whom you want to utilize your service? If you don't speak well and persuasively, the reality is that you might not get that promotion, onboard that new client, or get your project through the planning committee.

My first guest today, Arvee Robinson, is a Master Speaker Trainer, International Speaker, and Author. She joins us today to share how to become a speaking superstar in your industry and use public speaking to market yourself so that you can generate unlimited leads, attract more clients, and grow your businesses!

The pandemic has pushed people to pivot and look into alternative ways to create revenue and find other sources of income. Amazon has increased its customer base 5-fold in the last year. In fact, the Saving with Steve show has received many requests about how to sell on Amazon.

So, if you have ever wondered how to make money on Amazon, my second guest Jason Boyce, who has had 20 years of experience being a top-seller on Amazon, is considered one of the leading advocates for Amazon.com third-party sellers, and is the author of the book "The Amazon Jungle," walks us through how to do it successfully.

He shares the secrets and truth about Amazon that people who are just getting started don't realize, why third-party sellers have a competitive edge on Amazon, the most common traits of a top seller, and key strategies for how you can set yourself apart and build an enduring brand on Amazon.

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Daniel Polotsky, the Founder, Shareholder, and Chief Advisor at CoinFlip, and Naftali Harris and Maxwell Blumenfeld, the Co-Founders and CEO and COO of SentiLink.

Bitcoin and other cryptocurrencies have been gaining lots of popularity, with Bitcoin just hitting $56,710 a coin. People who purchased it early have made tons of money. How would you like to go to an ATM and purchase Bitcoin or another Cryptocurrency and have funds transferred to your wallet in no time?

My first guest today, Daniel Polotsky, is the Founder, Shareholder, and Chief Advisor at CoinFlip, which is the world's largest bitcoin ATM network that offers the easiest way to buy and sell cryptocurrency with cash. He joins us today to discuss what is happening in the world of Crypto, the different types of cryptocurrency, what 2021 can look like for unbanked individuals who want to learn more about cryptocurrency, and what CoinFlip does differently.

Imagine you just submitted your application for a loan. The financial institution starts pulling your credit, enters your social security number, and there are 10 other applications with your social security number on them. Yet, only one of you exists, and the rest of the applications have synthetic names and backgrounds. Scary? I think so!

My second guests, Naftali Harris and Maxwell Blumenfeld, the Co-Founders and CEO and COO of SentiLink, which is a fraud protection tech firm and identity verification technology company that has built the only comprehensive industry solution for stopping synthetic fraud. They join us today to discuss synthetic fraud and its effects to our overall financial system as well as to everyday people. Naftali and Maxwell share how synthetic fraudsters grow credit quickly, how hard synthetic fraud is to detect, and what SentiLink is doing to combat the growing problem of identity fraud.

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by coach and stress management expert, Janice Livtin, who is the author of the Banish Burnout Toolkit, a workbook designed to help you learn how to change your reactions to stress from the inside out, and Paul Kesserwani, Founder and CEO of Cushion, a company that safeguards your money by using artificial intelligence to analyze your financials and figure out the best way to dispute charges on your behalf.

Before the pandemic, American workers were already stressed to the tune of $190 billion annually in healthcare expenses. The World Health Organization had declared burnout as a syndrome caused by unrelenting stress that never gets handled. We have been living with COVID-19 for the last year, and we see the devastation in the news, parents are worried for their children, and many people have started working remotely. Remote work can lead to overworked employees that sit on computers all day, never get outside for a healthy dose of Vitamin D, and suffer from loneliness. It's time to banish the burnout!

My first guest today, Janice Livtin, is a coach, stress management expert, and author of the Banish Burnout Toolkit, who is on a mission to help leaders and teams banish burnout in their organizations. She joins us today to discuss the importance of identifying our stress response and unpacking our emotional baggage and explains what a stress audit is, why we need one, and how to conduct it. Janice also provides insight into how anyone can build habits for optimal wellness, performance, and focus, and shares three proven tips for banishing burnout during uncertain times and

Bank and credit card fees cost Americans roughly $200 billion per year. Luckily, there are several services that, for a minimal fee, can reduce or completely eliminate these fees. Getting these fees under control is an easy New Year's Resolution for consumers. My second guest, Paul Kesserwani, Founder and CEO of Cushion, has saved consumers more than $5 million in bank and credit card fees since their founding in 2018. He joins us today to discuss how the process of negotiating away bank fees can be an easy way to get a handle on our finances and help us live a financially healthier life. Paul addresses different myths surrounding bank and credit card fees, and also explains how his company, Cushion, can help you get your bank and credit card fees refunded automatically.

We also talk about three things that you can do now to have a successful tax season.

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Brad Galbraith, an attorney, CPA, and creator of ChangeMyDomicle.com, and Shaun Rowles, an experienced Portfolio Manager and the creator of WatchPoint Analytics.

Last year in the state of California alone, over 663,000 people moved out of state to states with lower or no state taxes. The same thing is happening to all high-tax states like New York, New Jersey, Illinois, and more. The reality is a state like California doesn't want to lose your tax dollars and will do everything to keep you paying, so it's important to learn how to pass your state's domicile test.

My first guest today Brad Galbraith, is an attorney, CPA, and creator of ChangeMyDomicle.com. He joins us today to discuss how every state has its own test for domicile and why failing to pass the test comes at a very high price. Brad shares how ignoring your current state's laws regarding domicile could lead to unnecessary stress, audits and income tax, and estate tax claims by your current state even after you have attempted to change your domicile. He also talks about five things to consider before changing your domicile, how to change your state's registry, and how to defend against an audit in reference to your domicile state.

How would you like a technology tool that forecasts financial risk for Investors, helping you identify when a risk is too high? My second guest is the creator of WatchPoint Analytics, Shaun Rowles, who has nearly two decades of experience in wealth management as an active Portfolio Manager for some of the nation's largest banks and the world's largest Wealth Management company. He joins us today to discuss how WatchPoint Analytics enables the average investor to enjoy better risk management by forecasting warnings well in advance to indicate to investors when they are taking on too much risk and that there is a high probability of loss.

We also talk about seven different tax scams and what you can do to protect yourself.

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Gregory Weimer, Co-Founder of Confluence Financial Partners, and Steve Cook, author of Lifeonaire: An Uncommon Approach to Wealth, Success, and Prosperity.

The typical American trades the vast majority of their time and energy for the hope that, someday, they will be free. Meanwhile, their intense pursuit of financial success is the very thing robbing them of their freedom. So, where do we find freedom? What should we pursue?

My first guest today Steve Cook, is the author of Lifeonaire: An Uncommon Approach to Wealth, Success, and Prosperity, which is a fictional story that shares how Americans blindly pursue financial wealth and why our heart's desire is about much more than money. He joins us today to talk about the Great American Reset and how 2021 is a great time to reshape your life down to its foundation and revamp everything. Steve also shares seven things that we should stop doing in 2021 to improve our finances, relationships, success, and overall happiness.

My second guest is Greg Weimer, Co-Founder of Confluence Financial Partners, who has been guiding clients in the management of their wealth since 1986 and strives to set a new standard for the financial services industry. He joins us today to discuss why market timing doesn't work and how to not get hit by the market bus that you're watching.

We also talk about the three biggest retirement risks—longevity, inflation, and market decline—and what you need to consider implementing in order to manage and mitigate your risks.

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Jackie Woodside, a certified professional coach and licensed psychotherapist with 30 years experience in both fields, and Senator Steve Thayn, Idaho 8th District Senator.

My first guest today is Jackie Woodside, best-selling author of the books, Money Vibe: Your Financial Freedom Formula, Calming the Chaos: Managing Your Energy Rather than Your Time, and Time for a Change. She joins us today to provide insight into how we experience money and why it's entirely about our inner world. She shares what we can do to elevate our consciousness and raise our money vibe so that we can have a better experience with money and create the conditions for it to flow more freely into our lives.

My second guest, Idaho 8th District Senator, Steven Thayn, is here to discuss how we can break the cycle of poverty and homelessness and empower individuals by improving education and making the education system more flexible, improving access to healthcare and the way it's funded, and creating programs and approaches that help the poor pass through poverty.

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Leigh Phillips, President & CEO of SaverLife, a national nonprofit that helps working families achieve prosperity through savings, and Consultant and Mentor, Thomas William Hogg, who has more than 20 years of market and work experience in Germany, Mexico, Switzerland, and the USA and is Founder and Managing Director of TMH Consulting & Investment Group.

With more than 40% of Americans unable to handle a $400 emergency, SaverLife.org, and their CEO, Leigh Phillips, are looking to change that by showing you how to build financial security and achieve prosperity through savings. She also shares how there could be huge consequences for society as well as for the vulnerable, low-income families who may miss out on critical tax regards in the coming months because they may not know about the underreported "loopback" provision for Earned Income Tax Credit (EITC) and Child Tax Credit (CTC) in the recent stimulus package.

With all that is going on in the world right now, companies are struggling, and people all over the U.S. and the world are starting or reinventing their businesses. My second guest, Thomas Michael Hoggs, is talking with us today about the strategies and success formula of companies with high profitable growth that can help us transform our business mindset, overcome a current crisis, and grow our businesses.

Learn more about the show at www.SavingWithSteve.us