Saving With Steve

In this episode of Saving With Steve, host Steve Sexton is joined by Tami Cannizzaro, a small business expert at Thryv, where she supports over 100,000 businesses across the country with the tools and strategies needed to thrive in a competitive market. They discuss why more people are starting their own businesses than ever before, the challenges they're facing — from tariffs to labor shortages — and smart strategies that can help get a new business off the ground or grow an existing one. Tami also shares budgeting tips and reveals the areas where small businesses waste the most money.

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Brett Bernstein, Founder of XML Financial Group, and an active financial advisor assisting clients with his holistic approach to goal-setting and problem-solving. They discuss budgeting for the holidays – simple ways to balance gifting, entertaining, and travel while staying on track with year-end goals.

They also talk about:

• Avoiding holiday debt traps – how to plan ahead and sidestep overspending
• Year-end planning opportunities – tax and investment moves to consider before December 31.
• Mindset shift – reframing the season around experiences and intentional giving.

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Al Caicedo, the President and Owner of CKS Summit Group, and a trusted financial educator and industry expert who serves clients nationwide. They discuss key market insights, money strategies, and financial moves to make before the end of the year.

Al dives into timely topics — from positioning your portfolio amid market shifts to maximizing year-end tax opportunities and strengthening your retirement plan. He shares actionable ways to finish the year strong and set yourself up for financial confidence in 2026.

Whether you're preparing for retirement, reassessing your investments, or simply looking to make smarter financial decisions before year-end, this conversation is filled with practical advice and expert perspective.

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Tami Cannizzaro, a small business expert at Thryv, where she supports over 100,000 businesses across the country with the tools and strategies needed to thrive in a competitive market. They discuss why more people are starting their own businesses than ever before, the challenges they're facing — from tariffs to labor shortages — and smart strategies that can help get a new business off the ground or grow an existing one. Tami also shares budgeting tips and reveals the areas where small businesses waste the most money.

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Catherine Collinson, an expert on longevity, retirement, and market trends, and the founding CEO and President of nonprofit Transamerica Institute and its division Transamerica Center for Retirement Studies. They discuss how Social Security works, the best time to file for Social Security, how divorce, widow, and Social Security disability benefits work (and what to know if planning), what women should consider when filing for Social Security, and more.

‍

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Hannah Bartlett, The Christmas Insider and founder of Jolly Festive, a leading blog dedicated to all things Christmas. She shares tips for making this holiday season more joyful and less stressful, with practical insights on balancing spending, managing gift expectations, and planning meaningful travel without breaking the bank.

From imperfect Christmases to thoughtful traditions and smart travel planning, Hannah shares information to help you focus on what truly matters this season: connection, presence, and purpose. Whether you're hosting, gifting, or getting away, this conversation is filled with festive inspiration and real-world advice for having a more intentional holiday.

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Shane Mahoney, founder of Lugos Travel and a leading voice on creating meaningful luxury travel experiences without breaking the bank. They discuss practical insights on investing in experiences that bring connection, presence, and clarity — without overspending. Whether you're a busy professional, planning family getaways, or simply looking to make your travel more meaningful, this is a must-watch conversation packed with ideas and inspiration.

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Billy F. Spencer, a Certified Financial Planner™ professional, Certified Financial Behavior Specialist®, and Director & Wealth Manager at Crestwood Advisors. They discuss how psychology and financial planning intersect — and why understanding your money mindset is the key to long-term financial success. They also dive into practical, approachable steps to start Financial Planning Month with confidence, how to align your goals with your behavior, and the common mistakes people make when they separate money from life.

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Lily Vittayarukskul, CEO and Co-Founder of Waterlily, a company that uses AI to make long-term care planning more sustainable and affordable for caregivers and aging loved ones. Lily discusses closing the retirement gap and the future of long-term care planning in the age of AI. She shares how technology, data, and smarter planning can transform how families prepare for aging, long-term care, and retirement security, why preparedness matters, and how innovation can make a difference.

Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Geoff Hoatson, CEO and Founding Attorney of Family First Firm -- Florida's largest elder law firm -- and a leading expert on helping seniors and their families navigate the challenges of aging. They discuss smart strategies for long-term care planning and probate protection. Geoff shares how to avoid common pitfalls, safeguard your legacy, and ensure peace of mind for you and your loved ones.

Learn more about the show at www.SavingWithSteve.us