Creating financial independence and wealth begins by learning and knowing how to save money; saving money requires commitment, discipline, focus and dedication. It's a skill to learn and master if anyone is to become financial independent. Making tons of money does not guarantee anyone financial independence, but act of saving and making your money work for you is what guarantees financial independence. You can make millions and still be poor if you don't know how to save and employ your savings to labor for you while your sleep.