Savings and Sense

Logan Gilland and Katelyn Felker focus on one of the most influential pieces of a successful retirement plan: understanding and managing expenses. They explain why monthly spending often has a greater impact on long term outcomes than market performance, how small changes compound over time, and why clarity around cash flow brings confidence during retirement. The conversation also covers the psychological shift from saving to spending, how retirees receive income from their accounts, and why having a disciplined expense plan can help protect against volatility and uncertainty.

Allie Howard and Daniel Czulno focus on the importance of having a well built financial plan that can hold up through uncertainty and change. Rather than reacting to short term swings, they discuss how perspective, diversification, and stress testing help investors stay aligned with long term goals. Using relatable analogies, the conversation highlights why preparation, discipline, and intentional planning are essential to making confident financial decisions over time.

Logan Gilland and Allie Howard walk through how disciplined financial planning helps investors stay grounded during periods of volatility. While they touch briefly on rising oil prices, geopolitical tension, and shifting economic data, the focus remains on what individuals can control, including portfolio allocation, risk management, and long term decision making. The episode closes with a practical planning discussion on required minimum distributions and how qualified charitable distributions can reduce taxes for retirees who are already giving.

Logan Gilland and Allie Howard focus on how disciplined planning can guide you through a chaotic stretch in the markets. While the episode covers the Iran conflict, sharp swings in oil prices, and mixed economic data, the real message centers on staying grounded in long term goals, maintaining the right allocation, and understanding what you can control in your own financial life. They close with timely tax season reminders on withholdings, refunds, and how to keep your overall plan on track as April approaches.

Logan Gilland and Katelyn Felker discuss smart planning opportunities to consider during tax season, including last-minute IRA and HSA contributions, how to evaluate refunds versus amounts owed, and more strategic approaches to charitable giving with tools like donor-advised funds. They also briefly touch on recent market headlines, including geopolitical tensions affecting oil prices and mixed economic data, while reinforcing the importance of staying focused on a long-term financial plan.

Logan Gilland and Michele Daniher discuss the growing trend of parents financially supporting their adult children and how to plan for it without compromising long-term goals. They explore why this support is becoming more common, the real costs families are facing, and practical strategies for setting boundaries, communicating expectations, and building flexibility into a financial plan.

Logan and Kaylie break down a week of sharp market rotation, from tech weakness after Google earnings to renewed strength in classic consumer staples. They then dive into Kaylie’s three‑step framework for helping listeners define goals, understand how money supports them, and take meaningful first steps toward financial confidence.

Logan and Vinson break down a busy week in markets, from the sharp split between Microsoft and Meta earnings to reactions to Federal Reserve news and the nomination of Kevin Warsh. They then shift into Vinson’s mortgage expertise, covering refinancing, recasting, and smart borrowing tips for today’s housing environment.