In this episode I delve into the 9 hard-hitting truths that pave the way to building wealth and creating financial freedom.

Crafting and sticking to your personal investment philosophy is one of the best ways to make sure you stay on track to achieving your financial freedom goals!

In this episode I discuss:

**What a personal investment philosophy is and why it's so important to have one

**Why your goals need to be front and centre of your investment philosophy

**How to clearly outline your investment approach, what you will and won't do

**I share how my personal investment philosophy guided some recent decisions and avoided me making unaligned choices

** The importance of documenting your personal investment philosophy

Access Invest, Thrive & Retire Early - The Ultimate Investing Masterclass for Women ⁠here⁠.

The information shared on the Savvy Money Talks podcast is general in nature and does not consider your individual circumstances. It's for education purposes only and should not be relied upon to make financial or investment decisions. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial and tax advice tailored towards your needs.

Reflecting on the year that was and planning the year that is from a wealth perspective!

In this episode I discuss:

**Reflecting on the year that was from a wealth perspective 

**Celebrating what worked well from a mindset 

**What could you improve upon and is there anywhere you sabotaged yourself? 

**Reviewing your financial goals against actuals at a micro and macro level

**Setting financial goals for the year ahead both from a practical perspective and a mindset perspective

Access Invest, Thrive & Retire Early - The Ultimate Investing Masterclass for Women here.

The information shared on the Savvy Money Talks podcast is general in nature and does not consider your individual circumstances. It's for education purposes only and should not be relied upon to make financial or investment decisions. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial and tax advice tailored towards your needs.

In my first ever episode with a guest, I interview Alana Nelson about how she and her husband built a million dollar property portfolio in her 20s, building it to a multimillion property portfolio now in her 40s.

Today I’m bringing you insights honed from over a decade in the finance industry and sharing the 6 key lessons I’ve learnt along the way.
In this episode I discuss:
** Focus not just on earning money but on retaining and multiplying it through various income streams
** Highlight the impact of lifestyle creep and the importance of instilling good spending habits early on
** The importance of defining your version of success and aligning spending with personal values and intentions
** The significance of being organized with financial numbers, borrowing capacity, and investment philosophies
** the impact of loss aversion and the importance of understanding one's money story for long-term investment success
The information shared on the Savvy Money Talks podcast is general in nature and does not consider your individual circumstances. It's for education purposes only and should not be relied upon to make financial or investment decisions. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial and tax advice tailored towards your needs.

Welcome to today's episode of Savvy Money Talks where I am discussing Australia's housing crisis!

Welcome to another insightful episode of Savvy Money Talks! Today, we're delving deep into the world of investing, focusing on a key strategy: diversification.

In today's episode, I delve into how to define what success looks like to you when it comes to financial freedom and how much money you need invested to generate sufficient income, allowing you to cover your expenses without depleting your initial investment.

Thank you for joining me for this episode of Savvy Money Talks. If you love this episode, it would mean the world to me if you'd subscribe, leave a review or take a screenshot and share it on your insta stories. If you're not already, come hang out with me on insta @savvy.wealth

In today's episode, I discuss the concept of rentvesting and the pros and cons of investing in property and shares or a combination of both.

Thank you for joining me for this episode of Savvy Money Talks. If you love this episode, it would mean the world to me if you'd subscribe, leave a review or take a screenshot and share it on your insta stories. If you're not already, come hang out with me on insta @savvy.wealth

If you know you need support with managing money and investing, make sure you join the waitlist for Financial Freedom Fundamentals https://savvywealth.com.au/financial-freedom-fundamentals-waitlist/

The information shared on the Savvy Money Talks podcast is general in nature and does not consider your individual circumstances. It's for education purposes only and should not be relied upon to make financial or investment decisions. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial and tax advice tailored towards your needs.

In today's episode I discuss the ongoing debate between active and passive management in share investing, sharing some actual data on whether active manages outperform the market over the short, medium and long term.

In this episode:  

** I explain the difference between actively managed funds passively managed funds?

** I share data from the SPIVA scorecard which shows underperformance rates for active funds increasing with longer timeframes.

** A summary of the Australian ETF market

** How recency bias influence investors decisions

Thank you for joining me for this episode of Savvy Money Talks. If you love this episode, it would mean the world to me if you’d subscribe, leave a review or take a screenshot and share it on your Insta stories. If you’re not already, come hang out with me on insta @savvy.wealth  

If you know you need support with managing money and investing, make sure you join the waitlist for Financial Freedom Fundamentals https://savvywealth.com.au/financial-freedom-fundamentals-waitlist/