Jill Willard is the CTO of Xplor Pay and a FinTech & SaaS Innovator.

She drives the future of FinTech and SaaS by leading payment solutions that enhance security, scalability, and efficiency.

As a technology leader and strategist, Jill has scaled global payment infrastructures, optimized risk management, and built high-performing teams. She has also developed cross-functional SaaS capabilities designed for use across multiple verticals.

Her expertise spans end-to-end software architecture, SaaS innovation, and leveraging technology to drive operational excellence. She is passionate about solving complex challenges, improving organizational efficiencies, and enabling seamless payment experiences.