Monica can be reached on:Instagram: @monica_finance_coachFacebook: Monica Anne SusinLinkedIn: Monica SusinFrom connection to clarity. From fear to forward motion. From stuck to strong.At age eight, I began formal riding lessons, terrified, yet deeply at home. As a teen, I worked alongside trainers to rehabilitate horses considered “difficult” or “broken.” These experiences awakened something I’ve never let go of: the belief that, given safety, patience, and the right communication, any being can heal and grow.That belief shaped my early career. I earned a college diploma in Equine Science (Classical Riding specialization) and became a Centered Riding® Instructor, blending technical instruction with emotional awareness and body-based coaching. I later opened my own school, École d'Équitation Monica Susin, where I trained both horses and riders with a focus on harmony, biomechanics, and mutual respect. I taught students across all levels and disciplines, expanding my education through study in Austria, the Netherlands, and the U.S.While fully immersed in the equestrian world, I also began building a parallel path in finance, starting in 2011 as a bank clerk. I was quickly promoted to financial advisor, a role I held until 2018. During that time, I worked with clients facing serious financial challenges, helping them rebuild after bankruptcy, confront limiting beliefs, and create values-based financial plans. I saw how money, like the horse, reveals what we’re carrying beneath the surface: our fears, dreams, patterns, and pain.After stepping out of financial advising, I expanded into real estate and Airbnb investing while taking on management roles where I developed systems, implemented technologies, and enhanced both internal processes and client experience. It was a period of growth where I further sharpened my ability to identify root problems and build strategic, compassionate solutions.Today, I bring all of these threads together as a real estate investor, coach, and strategist. I work with driven, heart-centered individuals ready to reconnect to themselves, whether through mindset work, financial clarity, or building a path toward freedom.I’ve faced fear, overwhelm, and reinvention many times. Those moments didn’t just shape me, they equipped me to guide others through their own. I believe transformation happens when honesty meets action, and I’m here to offer both.If you're ready to move forward, with clarity, confidence, and a bit of wild-hearted grit. I'm here to help.

In this episode of Scared Shitless, we’re calling it like it is: some things you’re holding onto are dead weight. Whether it’s a job, a relationship, a belief, or that voice in your head telling you you’re not ready — it’s time to let that thing go.Letting go isn’t always brave or pretty. Sometimes it’s terrifying, messy, and exactly what you need. So grab a seat, take a breath, and let’s unpack what it really means to release what no longer serves you... before it drags you down with it.

Kim Lackie is a retired 26 yr+ law enforcement officer turned entrepreneur and speaker who helps high-achieving women reconnect with their energy, purpose, and leadership. She’s the founder of Signature Events by Kim Lackie and A Seat at the Table, a leadership series for women looking for deeper, meaningful connections and community. With a background in law enforcement and real estate, Kim brings depth, clarity, and heart to every conversation about growth, reinvention, and feminine leadership.

LinkedIn: Kim Lackie

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Instagram: @kimlackie1

When Adenike (Nike) and Carine couldn't find a clear path to affordable, dignified housing as newcomers to Canada, they decided to build one—from the ground up.Today, they lead NCTL Group, a Black-owned real estate development company with a mission: to create accessible, high-quality housing that helps immigrant families find stability, belonging, and pride in their new home. Their 24-unit infill development is more than a construction project—it’s proof that with grit, heart, and strategy, first-time developers can challenge the status quo and deliver real impact.Investors are paying attention. Why? Because NCTL Group isn’t just offering returns—they’re building a long-term vision where social good and financial growth go hand in hand. Nike and Carine are creating value where others see risk. Their journey is raw, real, and full of the kind of resilience that inspires confidence.On The Scared Shitless podcast, they open up about the real behind-the-scenes of their development journey—the wins, the near-breakdowns, and the lessons that will shape their next bold move.

In this episode of Scared SH*TLESS, I open up about my own battle with anxiety and how I found calm through meditation and positive mindset shifts. If you've ever felt like you're one thought away from spiraling, this one's for you.

In this episode of Scared Shitless, I'm unpacking the hard truth: the person you choose to love can either fuel your fire or piss all over your passion. I’m talking from the heart, breaking down how love can be your secret weapon… or your biggest distraction. If your relationship feels more like an energy drain than a power-up, this one’s for you.

Meet your host, Sarah Sémajuste! In this kickoff episode, I share a bit about who I am, how I stumbled into entrepreneurship, and what this podcast is all about.