SCBS expected Thai Interest rate by year end’2565 at 1% + 50 bps in 2H’65 meeting ( 10 Aug./28 Sep./30 Nov.2565) and year end’2566 at 2% to benefit Banks’ margin and Earnings to be rollovered : Prefer BBL KBANK sector picks. Outperform BBL KBANK KTB KKP vs Neutral

BAY TCAP TISCO TTB.

: Strategy Prefer Bank Energy Insurance.