Ann Caldwell was born and raised in Maryland, and came to Chattanooga to marry Mark, her husband of 34 years. They have three children and two grandchildren. Ann’s journey of faith started later than most, but has brought peace in unexpected ways. “Retirement” has allowed time for adventures in travel, new hobbies, and no grand accomplishments… just finding joy in each day. CLICK HERE to register for the February Marketplace Luncheon.

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