Stack Your Points

Schadenfreude

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Viewer Questions
  • What CC/travel support apps/subscriptions do you have and why? (Things like TripIt, Seats.Aero, or Card Pointers etc etc) - DDAF
  • With Hyatt, and Citi's recent nerfs, what is your prediction for the next big devaluation? - Kirby G
  • Do you use shopping portals regularly other than Rakuten?  I’m thinking of the C1 portal, Chase Portal, or airline portals for additional points. - Ron B
  • Citi just slashed transfer rates to Choice (dropping to 1:1.5) and Preferred Hotels (dropping to 1:2). For those of us who used Choice for high-value stays in Japan or Europe, where is the new 'budget' sweet spot for ThankYou points? - James
  • World of Hyatt now gives cardholders 30 days of early access to award calendars. Is this a genuine perk, or is it just creating a two-tier system where non-cardholders will never see a 'Standard' room at the Park Hyatt Kyoto again? - Carl
    • News Round-Up 
    • Amex
      • Rumored Graphite Business card
      • Citi
        • iPrefer and Choice Transfer rates dropped. 1:1.5 on Choice, 1:2 on iPrefer. 1:1.05 on the No Annual Fee Cards with Choice and 1:1.4 with iPrefer.
          • Topics 
          • Matt
            • Is there a Credit Card/personal finance Dunning-Kruger effect; and how do we overcome it?
              • According to a March 2026 U.S. News survey, 51 percent of U.S. consumers consider themselves "very knowledgeable" when it comes to personal finances despite 53 percent not knowing their FICO score is or what most lenders use to determine creditworthiness.
              • Lani  
                • Are business cards still worth it?
                • RJ
                  • Should airlines/hotels offer paid memberships as an option for those who do not want credit cards as it gets harder and harder to be a true free agent? (IE United’s miles changes)
                    • 00:00 Welcome and Introductions

                    00:34 Travel Apps and Subscriptions

                    06:26 Next Big Devaluation Predictions
                    13:33 Shopping Portals Beyond Rakuten
                    16:42 Citi Transfer Nerfs and New Sweet Spots
                    22:02 Hyatt Early Award Access Debate

                    31:00 News Roundup Citi and Amex Rumor

                    43:18 Are Business Cards Still Worth It
                    48:22 Chase Offer Loopholes
                    50:04 Business Card Spotlight Shift
                    54:13 Dunning Kruger Finance
                    55:49 Money Myths Reality Check
                    01:15:22 Pay For Status Idea

                    01:36:12 Wrap Up Thanks Members

                    ...more
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                    Stack Your PointsBy stackyourpoints