Join your hosts Josh Payne and Thomas Meek as they sit down with Abby Pope and discuss how to find the best holiday shopping deals, DIY gifts, protection from scams, and much more!

In this episode Josh and Jack wrap up the four part series on student loans. They briefly recap what has been discussed throughout this four part series on student loans and then dive into other considerations when dealing with student loans. Tune in to complete the four part series on everything you need to know about student loans!

Do you know the difference between consolidating your student loans and refinancing your student loans? Join Josh and Jack as they explain the differences between the two as well as the pros and cons that come along with them.

Tune in for the second part of a four part series on student loans! In this episode Josh and Jack discuss all the repayment options students have for federal student loans.

Join Jack and Josh as they discuss the different types of student loans with the director of Powercat Financial, Jodi Kaus. This is part one of a four part series on everything you need to know about student loans.

The Free Application for Federal Student Aid (FAFSA) shouldn't scare you, but should excite you! You have the potential to receive free money or take out loans with the most competitive interest rates on the market. Join your hosts, Josh Payne and Jack Giardino, as they break down everything you need to know prior to filling out the Free Application for Federal Student Aid!

In this weeks episode Josh and Jack take a closer look at credit cards. Credit cards can be a great tool for us college students as we become more financially independent, however they must be used properly. Your hosts exactly how to do this, as well as some awesome free tools to help you use your credit card properly! We also have a great money tip to share with you. Tune in to get your credit card fix!

Thank you for tuning into another episode of School Smart, Money Stupid! On this episode Josh and Jack make an exciting announcement...hint: OUR TEAM IS EXPANDING! The main topic of discussion for this episode is Credit. Your hosts dive into the details of understanding what credit is, what it is used for, and explaining the importance of understanding what your credit score and credit report mean to you. Credit is often associated with a negative stigma, but if used properly, credit can be extremely beneficial to advancing your personal financial position.

"A goal without a plan is just a wish. -Unknown" -Jack Giardino

In this episode of School Smart, Money Stupid we layout the importance of creating a budget and setting financial goals. In order to take control of your personal finances you must understand where your money is coming from and where you are spending it. This will allow you to be completely aware of your current financial standing, while also allowing you to determine what needs to be done in order to reach your goals. Also discussed in this episode is a budgeting resource used by Powercat Financial and our FIRST money tip of the week!