For those who have heard this before, do just take this as a revision. 

Because I'm super grateful for all the new intention from new home buyers, I realised I have not formally made this 4 basics video. 

Step 1 : To determine the intention of the property purchase 

Step 2: Find out how much loan you are eligible

Step 3: Visit 20 or more properties around your budget 

Step 4: Make that informed decision and take that calculated risk