✅ Age trumps credit limit

✅ Limit the number of credit cards that you apply for (2-3 credit cards in a 90 day period is okay).

✅ Make double payments in the same month. This will boost your score 2x as fast.

✅ The magic number for your utilization is 7%.

✅ Add tradelines with at least 5 years of age and $8k-$12k