✅ Age trumps credit limit

✅ Limit the number of credit cards that you apply for (2-3 credit cards in a 90 day period is okay).

✅ Make double payments in the same month. This will boost your score 2x as fast.

✅ The magic number for your utilization is 7%.

✅ Add tradelines with at least 5 years of age and $8k-$12k

If you have a credit score in the 500's you may still be able to get approved for a home or a vehicle, however, you'll need to make a sizable downpayment and are likely facing interest rates of about 20%. With these tips, you can change that in less time than it'll take to finish filling out the paperwork on your new car/home...

Got low Paydex scores? Can't meet the Personal Guarantor requirement? Not sure how to start building the business credit you need for your startup? Learn how to fix that...

There is one question I get asked all the most and that is "what's the fastest way to raise my credit score?"

In order to know how to raise your credit score, you need to assess what is bringing your score down.

After analyzing thousands of my client's Credit Karma accounts and credit card statements; there is one factor that stands out the most.

High credit card utilization.

The fastest way to fix your credit score is to lower your utilization.

In this video, I drop a few golden tips and a 3-step strategy for lowering your overall credit utilization.

I go over each of these steps and how to get instant credit card approvals in this video. If you're serious about boosting your credit score you aren't going to want to miss this one.

☝️ Add positive history to your credit report (get a tradeline)

✌️ Apply for a subprime merchandise card (get a primary tradelines)

WANT TO SCALE YOUR BUSINESS FAST? It does not matter what type of business it is, the formula for scaling is the same...

Here are several practical tips that have helped us, that you can implement to see a major shift in your business.

Did your credit get hosed by your ex-lover? Have you gone through a divorce or are you starting over?

Here is what to do and what not to do with your credit after divorce so you can continue to move forward with you life. No more train wrecks!

So often clients come to us with poor credit history and need a solution to get approved for a home loan, a car loan or a credit card that they keep getting denied for. Tradelines are the perfect solution. How do Tradelines work?

Val here! Although authorized user tradelines are powerful, account diversification is critical. These are the secret weapons that I share with my credit clients who need additional long-term help in the meantime while they are going through the tradeline and/or credit repair process.

Today I am showing you how to get your first client for your business. Tip #2 is the exact method I used to scale my credit business.