Self Directed Investor Talk: Alternative Asset Investing through Self-Directed IRA's & Solo 401k's

https://selfdirected.org/podcasts/investor-talk/traditional-ira401k-chopping-block-congress-episode-265/

Some people in Congress are very foolishly considering cutting your right to deduct contributions to your IRA or 401(k).  Here's why, and what we'll do about it...

• Some in Congress appear to be considering cutting the tax deduction for contributions to traditional IRA's or 401(k)'s
• President Trump wants to cut corporate and personal income taxes dramatically
• Some simpletons in Congress want to reinstate taxes on contributions to IRA's/401k's to "pay" for this tax cut
• This opinion reflects profound ignorance on the part of Congress, and those who demand "revenue neutral" tax reform
• Bryan doesn't think this will happen, but the fact it's being seriously discussed is of great concern
• Stay tuned to Self Directed Investor Talk for more instructions as this situation develops

• Episode #265 of Self Directed Investor Talk is here
• Self Directed IRA's - https://SelfDirected.org/ira
• Solo 401(k)'s - https://SelfDirected.org/solo-401k
• 1031 Exchanges - https://SelfDirected.org/1031-exchange

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There's one simple operating principle that is more powerful than any other for avoiding prohibited transactions in your self-directed IRA, and that's simplicity...

• You're welcomed to join us for a casual dinner in the Bay Area of San Francisco on June 12 or 13, 2017.  Email us at feedback at SelfDirected dot org if you're interested
• The biggest factor to avoid prohibited transactions:  Simplicity
• Prohibited Transaction:  any transaction involving your IRA that benefits you rather than just the IRA
• Assets that are standardized are safest regarding prohibited transactions. Examples:  Stocks, CD's, mutual funds
• The more complex, the greater the prohibited transaction risk.
• Progression:  Real estate, rental properties, real estate flipping (lease complex and risky to most complex and risky)
• Excellent alternative:  Private Lending

• Episode #264 (this episode) of Self-Directed Investor Talk is available here
• Send email to feedback at SelfDirected dot org if you'd like to join us for a casual meet-and-greet in San Francisco on the evening of June 12 or June 13

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https://SelfDirected.org/263 The Big Idea

The Trump Administration has proposed a series of tax cut objectives which will, as a whole, have tremendously stimulative effect on the economy. But there's one problem: Part of the proposal could hurt your self-directed IRA...

Points To Ponder

• The Trump Administration has provided a list of policy goals which will dramatically reduce personal and corporate tax rates
• The effects of such tax cuts will be very stimulative to the economy, as has been shown repeatedly and undeniably in the past
• Part of the proposal is to reduce corporate income tax rates from 35% to 15%
• Much to the delight of most observers, Trump wants to extend that rate to pass-through entities like LLC's and S-Corporations, which will result in an effective tax cut there as well
• However, if your own an LLC in your IRA, it could mean that your LLC is obligated to pay 15% tax on its profits, which would defeat the purpose of owning the LLC in an IRA
• This is not a certainty and may be worked out as these policy goals are translated into law
• You must stay informed about this issue in case it becomes necessary to reach out to your representatives. Do that by subscribing to this show now.

Resources

• Trump's Tax Proposa
• This is Episode #263 of Self Directed Investor Talk

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Several kinds of retirement plans have sprung up for business owners over the years:  The Keogh, the standard IRA, the SIMPLE IRA, the SEP IRA, the Solo 401(k) and more... which is best - which should be relegated to the dustbin of history?

• What's the bottom line on the value of each type of retirement account to the unique needs of Small Business Owners?
• Two broad categories:  IRA & 401(k)
• Traditional IRA vs Roth IRA vs SEP IRA
• Solo 401(k) vs all IRA's
• 5 Reasons Solo 401(k) is superior choice
• Does it ever make sense to have more than one type of retirement account?
• Ideal structure for small business owners to have maximum flexibility with minimum cost

• Episode #262 of Self Directed Investor Talk available here
• Prohibited Transactions
• Assets That You Can and Can NOT Buy in An IRA
• Solo 401(k) vs SEP IRA
• Self-Directed IRA Custodians
• Use Non-Custodial 401(k)'s Rather Than Custodial 401(k)'s

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Episode #261: https://SelfDirected.org/261

What is a real estate IRA?  Does it actually possess the unthinkable ability to invest your IRA into real estate?  Who offers the very best real estate IRA in the market today?  That's what's in Episode #261 of Self Directed Investor Talk

• Come to meet Bryan at the ThinkRealty National Conference and Expo in Dallas, Texas on April 29. A few free tickets available if you email Bryan at [email protected].
• A “real estate IRA” is theoretically an IRA that’s better suited for purchasing real estate than other IRA’s
• Under the law, there’s no such thing as a real estate IRA (or a “self-directed IRA”)!
• That name is used to get your attention, because big dollars are stake for custodians, some of which willfully mislead with statements like these:

"Technically speaking, a Self-Directed IRA is not any different than any other IRA (or 401k)" -- https://www.trustetc.com/self-directed-ira/faqs

"A real estate IRA is technically no different than any other IRA (or 401k)." -- https://www.trustetc.com/real-estate-ira/what-is-it

• Those statements are patently false and, Bryan suspects, willfully deceptive. (Listen to podcast or see transcript for further substantiation.)
• Bryan’s 5 recommendations if you want to buy real estate in an IRA:
  1. Consider buying real estate OUTSIDE your IRA rather than INSIDE it
  2. No need to use a so-called “real estate IRA”… any self directed IRA will do
  3. It is possible for your IRA to get a loan to buy real estate
  4. Use a solo 401k (aka self-directed 401k) rather than a self-directed IRA if possible (here's why)
  5. Consider taking title to real estate in an LLC rather than directly in your IRA
• A few good custodians for real estate transactions: Advanta IRA, uDirect IRA, Quest IRA
• The Very Best option for buying real estate with your retirement funds is available here 
• Please read transcript or listen to full episode for further substantiation.

• Episode #261 of Self Directed Investor Talk available here
• Ultimate IRA/401k for Real Estate Investors

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Millennials make decisions about real estate purchases on a basis that seems incredibly foreign to me.  Yet my criteria - and your criteria - really don't matter, because it is the millennials who will be our buyers and renters.  Here's a peak into their [strange] thought processes...

Full Podcast:  https://SelfDirected.org/podcast/investor-talk/episode-260

More resources:

http://www.huffingtonpost.com/entry/self-directed-iras-and-s-corporations-what-youve_us_58d28bc4e4b062043ad4aea6

https://SelfDirected.org/ira

https://www.thestreet.com/story/13625516/1/avoid-these-5-traps-when-buying-real-estate-in-self-directed-iras.html

https://www.Facebook.com/sditalk

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Here at SelfDirected.org, we love self-directed IRA's.  And we love real estate as an investment asset class.  So it seems like the combination of the two would be a match made in heaven... right?

Well, maybe... and maybe not.  It could actually be a really bad idea.

Enjoy this in-depth look at the 5 reasons not to buy real estate in your IRA, based on one of Bryan's award-winning articles published on TheStreet.com.

Full Episode: https://SelfDirected.org/podcasts/investor-talk/episode-259

More Resources:

https://www.Facebook.com/sditalk

http://www.huffingtonpost.com/entry/58d28bc4e4b062043ad4aea6

http://www.IRAIdeas.com

Hosted on Acast. See acast.com/privacy for more information.

Here at SelfDirected.org, we love self-directed IRA's.  And we love real estate as an investment asset class.  So it seems like the combination of the two would be a match made in heaven... right?

Well, maybe... and maybe not.  It could actually be a really bad idea.

Enjoy this in-depth look at the 5 reasons not to buy real estate in your IRA, based on one of Bryan's award-winning articles published on TheStreet.com.

Full Episode: https://SelfDirected.org/podcasts/investor-talk/episode-259

More Resources:

https://www.Facebook.com/sditalk

http://www.huffingtonpost.com/entry/58d28bc4e4b062043ad4aea6

http://www.IRAIdeas.com

Hosted on Acast. See acast.com/privacy for more information.

Here at SelfDirected.org, we love self-directed IRA's.  And we love real estate as an investment asset class.  So it seems like the combination of the two would be a match made in heaven... right?

Well, maybe... and maybe not.  It could actually be a really bad idea.

Enjoy this in-depth look at the 5 reasons not to buy real estate in your IRA, based on one of Bryan's award-winning articles published on TheStreet.com.

Full Episode: https://SelfDirected.org/podcasts/investor-talk/episode-259

More Resources:

https://www.Instagram.com/sditalk

http://www.huffingtonpost.com/entry/58d28bc4e4b062043ad4aea6

https://selfdirectedira.tumblr.com/

Hosted on Acast. See acast.com/privacy for more information.

Here at SelfDirected.org, we love self-directed IRA's.  And we love real estate as an investment asset class.  So it seems like the combination of the two would be a match made in heaven... right?

Well, maybe... and maybe not.  It could actually be a really bad idea.

Enjoy this in-depth look at the 5 reasons not to buy real estate in your IRA, based on one of Bryan's award-winning articles published on TheStreet.com.

Full Episode: https://SelfDirected.org/podcasts/investor-talk/episode-259

More Resources:

https://www.Facebook.com/sditalk

http://www.huffingtonpost.com/entry/58d28bc4e4b062043ad4aea6

http://www.IRAIdeas.com

Hosted on Acast. See acast.com/privacy for more information.