Mortgages Made Easy Podcast

Self-Employed? Heres How To Get A Mortgage!


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Getting a mortgage when you're self-employed can be complex - but it’s doable with the right knowledge and guidance.

In this episode, we cover:

  • The four main self-employed categories: sole trader, partnership, limited company, and contractor/freelancer

  • What lenders look for based on your setup

  • Why a two-year track record is often key — and why it sometimes isn’t

  • What documents you'll need (SA302s, tax overviews, accounts, etc.)

  • How different lenders assess income (salary, dividends, net profit)

  • Tips for new business owners and how to prepare

  • Why speaking to a broker can save you time and boost your chances

Whether you're newly self-employed or years into your business, this episode will help you understand what lenders really want to see.


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Mortgages Made Easy PodcastBy By Prestige Private Finance